Contact borrowers in the early stages (1-59 days) of delinquency to counsel and negotiate payment arrangements
Evaluate borrower’s ability to pay and collect financial information in compliance with regulations
Educate borrowers on alternative solutions (repayment plans, loan modifications, short sales, Deed in Lieu of Foreclosure, and/or refinancing)
Use automated dialing system (Aspect Dialer) for inbound and outbound calls
Negotiate reasonable payment arrangements and initiate and explain required documents for Request for Mortgage Assistance packages
May function as the single point of contact for a borrower and escalate to licensed Loss Mitigation associate when needed
Provide status on payments and payoff inquiries; verify payment history and process payments
Assist with loan servicing website payments, denied access, and password resets
Respond to escrow, loss draft and closing document inquiries
Provide status on servicing functions including payment/credit disputes, escrow refunds/shortage, loss draft, short sale, Deed in Lieu of Foreclosure, modification/refinance requests, repayment plans, and additional mortgage activities
Support inbound Customer Service during high-volume days
Perform duties in accordance with company policies and applicable US state and federal laws
Requirements
Must be fluent in Spanish & English
High school diploma or equivalent work experience
Less than one (1) year collections experience in a customer service/call center environment and/or loan servicing experience
Experience in the Banking, Mortgage/Loan Servicing industries preferred
Ability to work a hybrid schedule, Monday through Friday 8am to 5pm
Benefits
Comprehensive healthcare plans for you and your family
Discretionary 401(k) match of 50% of the first 4% of pay contributed
Access to fitness, restaurant, retail and other discounts through employee portal
Customized training programs to help you advance your career
Employee referral bonuses
Educational Reimbursement
Carrington Charitable Foundation community contributions and volunteer support
Monthly incentive bonus
Additional $1.50/hr for Spanish bilingual skill set
Hybrid work schedule (Monday through Friday, 8am to 5pm)
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