Credit Portfolio Manager I managing commercial real estate borrowers in the Metro area. Evaluating credit risk and supporting a commercial banking team with financial analyses and loan decisions.
Responsibilities
Gathers financial and general business information pertaining to customer and prospect loan requests
Performs financial analyses needed to make credit decisions
Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors
Supports commercial banking team and recommends credit solutions that add value to the Customer
Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
May manage overall analytical support and workflow production needs for a department
Works on larger, more complex deals, mainly focused on Middle Market
May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives
Acts as a consultant to business lines regarding credit issues, processes and procedures
Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms
Takes appropriate action as necessary to correct deficiencies
Coordinates with Account and Relationship Managers to perform routine financial analyses and credit investigations
May communicates credit decisions to Relationship Managers and Account Managers
Manages and oversees workflow and adherence to policy for department
Participates in organizational cost benefit analysis and implementation
Manages activities by creating and maintaining quantifiable service level standards against business performance
Ensures timeliness of information and efficiency in process and workflow
Maintains confidentiality of credit and customer information at all times
May lead a team of Credit Analysts within a region or market
Requirements
Bachelor's degree or equivalent experience
5+ years related experience
Strong understanding of commercial business development techniques and credit decisions
Demonstrates business development track record
Strong market presence with wide network of outside referral sources for new business
Demonstrates credit and financial analysis skills
Refined negotiation skills
Demonstrates communication skills, both verbal and written
Demonstrates PC skills
Benefits
Total Rewards package including base salary and variable compensation/incentive awards
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development and reward and recognition opportunities
Aufnahme - und Belegungsmanager bei Deutschlands größtem Pflegeheimbetreiber. Verantwortlich für die Aufnahme und Betreuung von Bewohnern sowie die Akquise neuer Bewohner.
Manager for Virology Scientific Collaboration in US Medical Affairs at Gilead. Engaging with external societies and developing key initiatives in virology therapeutic areas.
Clinical Lead Care Manager at Vynca coordinating comprehensive care for clients with complex needs in Riverside County. This hybrid position requires travel throughout the region.
Clinical Lead Care Manager managing client healthcare coordination at Vynca. Transforming care for individuals with complex needs in a collaborative environment.
Merchandise Manager responsible for B2B sales and merchandise management for OPUS and someday. Collaborating with internal teams to ensure product availability and effectiveness in sales.
Claims Manager assisting claimants with paid leave of absence requests and guiding them through the process at Aflac. Processing paperwork following established procedures and ensuring timely and accurate management responses.
Senior Consultant driving activation of Digital Technology & Data operating model at Cargill. Partnering with DT&D leadership to streamline processes and ensure operational excellence.
Plant Operations Senior Supervisor overseeing production facilities and ensuring safety and performance. Collaborating with management and complying with safety standards for operational excellence.
Extrusion Manager overseeing technical support for extrusion operations at Cargill. Leading production optimization and team management for improved performance and safety compliance.
Records Manager responsible for advancing the Global Records & Information Management program at Cargill. Collaborating with stakeholders to ensure compliance with recordkeeping requirements.