Hybrid Credit Portfolio Manager I – Metro CRE

Posted 4 hours ago

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About the role

  • Credit Portfolio Manager I managing commercial real estate borrowers in the Metro area. Evaluating credit risk and supporting a commercial banking team with financial analyses and loan decisions.

Responsibilities

  • Gathers financial and general business information pertaining to customer and prospect loan requests
  • Performs financial analyses needed to make credit decisions
  • Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors
  • Supports commercial banking team and recommends credit solutions that add value to the Customer
  • Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
  • May manage overall analytical support and workflow production needs for a department
  • Works on larger, more complex deals, mainly focused on Middle Market
  • May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives
  • Acts as a consultant to business lines regarding credit issues, processes and procedures
  • Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
  • Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
  • Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms
  • Takes appropriate action as necessary to correct deficiencies
  • Coordinates with Account and Relationship Managers to perform routine financial analyses and credit investigations
  • May communicates credit decisions to Relationship Managers and Account Managers
  • Manages and oversees workflow and adherence to policy for department
  • Participates in organizational cost benefit analysis and implementation
  • Manages activities by creating and maintaining quantifiable service level standards against business performance
  • Ensures timeliness of information and efficiency in process and workflow
  • Maintains confidentiality of credit and customer information at all times
  • May lead a team of Credit Analysts within a region or market

Requirements

  • Bachelor's degree or equivalent experience
  • 5+ years related experience
  • Strong understanding of commercial business development techniques and credit decisions
  • Demonstrates business development track record
  • Strong market presence with wide network of outside referral sources for new business
  • Demonstrates credit and financial analysis skills
  • Refined negotiation skills
  • Demonstrates communication skills, both verbal and written
  • Demonstrates PC skills

Benefits

  • Total Rewards package including base salary and variable compensation/incentive awards
  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
  • Banking benefits and discounts
  • Career development and reward and recognition opportunities

Job title

Credit Portfolio Manager I – Metro CRE

Job type

Experience level

Mid levelSenior

Salary

$91,000 - $145,600 per year

Degree requirement

Bachelor's Degree

Location requirements

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