Senior Data Analyst handling Credit Risk Modeling and Financial analytics for Tabby. Analyzing data to support business decision-making and stakeholder collaboration.
Responsibilities
Analyze customers and merchants financial data to derive actionable insights
Develop reports and dashboards to support various reporting lines (external & internal reporting)
Ensure the accuracy and consistency of data across multiple sources for reconciliation; identifying and resolving discrepancies, ensuring the integrity of data, and providing reliable insights to support decision-making processes
Investigate and analyze the underlying causes of data discrepancies, collaborating with relevant stakeholders to resolve issues and prevent future occurrences.
Engage in risk/finance analytics and ad-hoc inquiries
Participate in designing and enhancing various risk/finance processes
Develop and maintain ECL calculations models including but not limited to: PD, LGD, EAD under IFRS-9 guidelines
Perform initial validation of risk models to ensure compliance with IFRS 9 standards.
Collaborate with cross-functional teams to provide data-driven insights for product launches and operational improvements.
Optimize existing processes through automation and policy development.
Requirements
Bachelor’s or Master’s degree in Computer Science, Computer Engineering, Economics, Statistics or actuarial science.
3+ year of relevant experience **at a bank or Fintech** in a data analytics team or Risk analytics team
Strong analytical and data capabilities, backed up by technical coding skills.
Proficiency in SQL, Python and Excel is a must.
Strong understanding of statistical analysis, forecasting techniques and machine learning algorithms
Basic understanding of IFRS9 credit risk modeling requirements and financial concepts
Experience with visualization tools: i.e. Tableau, Power BI.
Excellent command of English
Excellent written and verbal communication skills
Ability to effectively present complex data and findings in a clear and concise manner
Benefits
The opportunity to learn from and grow with the sharpest minds in the business
We offer flexible working hours and trust you to work enough hours to do your job well at times that suit you and your team.
A working environment that gives you autonomy and responsibility from day one.
You should be comfortable with the idea that the quality of your work will influence the shape of your career.
Participation in the company’s employee stock options program.
Health Insurance.
Flexi Perks: a monetary benefit to spend on what matters most to you — health, well-being, education, or professional development.
Job title
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