Commercial Portfolio Manager overseeing credit analysis for loan and deposit portfolios supporting Relationship Managers. Engaging in financial evaluations, industry research, and credit processes within the Bank.
Responsibilities
Supports the commercial loan and deposit portfolio of one or more Relationship Managers
Analyzes financial information to evaluate the credit worthiness of new loan requests
Completes industry research, as needed, supporting existing and new Customers to the Bank
Compiles commercial loan packages ensuring completeness and accuracy of information provided
Guides the loan request through the Credit Approval Process
Monitors and services the large commercial loan portfolios of the supported Commercial Bankers
Works with Relationship Manager, Credit Administrators and Loan Assistant to minimize past due loans
Remains knowledgeable of all laws and regulations governing lending activities.
Builds and maintains positive working relationships with internal business partners and external contacts.
Requirements
Four-year degree in Business Administration, Finance, Accounting or related field
Minimum of 4-6 years of experience in credit analysis, commercial banking, business banking
At least 2 years of specific portfolio management and/or underwriting experience supporting Middle Market.
Familiarity with loan structuring and loan documentation is required.
Knowledge in accounting and lending principles
In-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures.
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