Credit Risk Analyst with experience in fintech or financial services at Snappi. Handle credit risk analysis, reporting, and policy adherence.
Responsibilities
Assist in the implementation and maintenance of the Bank’s Credit Risk Management Framework.
Support the calculation and monitoring of credit risk KRIs, including ECL & capital adequacy.
Prepare credit risk reports for internal and regulatory purposes (e.g., Business Reports, COREP).
Monitor new loan production and portfolio quality in alignment with the Risk Appetite Framework.
Contribute to the assessment of credit engine rules and recommend refinements based on observed trends.
Assist in the preparation of materials for Regulatory Inspections, Risk Committees, and Executive Management.
Work closely with Data & IT teams to ensure the accuracy and consistency of risk data used in reporting.
Participate in the development and testing of stress test scenarios under various macroeconomic conditions.
Support the Head of Credit Risk in drafting and updating credit risk policies and procedures.
Ensure compliance with Bank of Greece (BoG) and EBA regulatory guidelines and internal risk governance standards.
Requirements
Bachelor’s or Master’s degree in Finance, Economics, Mathematics, or a related discipline.
2–4 years of experience in a credit risk, regulatory reporting, or financial analysis within a digital bank, fintech, or financial institution.
Professional certifications such as FRM, PRM, CFA or equivalent are highly desirable.
Familiarity with Basel & IFRS 9 frameworks.
Proficient in Excel; experience with data analysis tools (SQL, other) is a plus.
Strong analytical and quantitative skills, with attention to detail.
Good communication and organizational abilities.
Fluent in English; knowledge of Greek or other languages is a plus.
Benefits
At Snappi, we invest in your well-being, growth, and work-life balance with a benefits package designed to support both your personal and professional journey:
Competitive salary
Hybrid work flexibility
37-hour work week
Extra paid time off
Medical & Life insurance coverage
24/7 Mental Health support for you and your family
Employer-sponsored pension plan
Exclusive perks with special rates on banking products
Ongoing learning & career development opportunities
Team activities & events to foster bonding, well-being, and a strong company culture
Plus, for parents:
Daycare allowance to help cover preschool costs
Additional school monitoring days
Savings plan for your children
We believe diversity makes us stronger. Here, everyone belongs -no matter your background, beliefs, or identity. We hire and support people of all races, religions, colors, nationalities, genders, sexual orientations, ages, marital statuses, and abilities. Your uniqueness is an asset for Snappi.
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