Hybrid Credit Risk Modeling Coordinator – Focus on Retail (Individuals) and Agribusiness

at Sicredi

• Job title: Credit Risk Modeling Coordinator – Focus on Retail (Individuals) and Agribusiness
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Porto Alegre, Brazil

About the role

• Coordinate credit risk modeling team at Sicredi ensuring regulatory and non-regulatory deliveries in PF and Agro segments. Foster data culture and risk management collaboration among stakeholders.

Responsibilities

• Coordinate the credit risk modeling technical team (analysts and data scientists), prioritizing requests and ensuring methodological quality;
• Lead the development, maintenance and monitoring of regulatory models (Expected Loss: PD, EAD, LGD) and non-regulatory models (assumed income; pricing);
• Ensure compliance with IFRS 9 / Resolution 4.966 requirements, including documentation, evidence and traceability;
• Apply best governance practices in model development, monitoring and implementation, supporting audit, internal validation and regulatory inquiries;
• Work closely with the business teams for the Retail (Individuals) and Agribusiness segments to understand key challenges and how modeling can support solutions; translate business needs into clear technical requests for the team;
• Interface with the system cooperatives to understand their needs and connect them with the model development and implementation pipeline;
• Foster a supportive environment for professional development.

Requirements

• Degree in Statistics, Mathematics, Engineering, Economics, Actuarial Science and/or related fields;
• Solid experience with predictive models (development, maintenance and performance monitoring);
• Knowledge of credit, especially in the Agribusiness and Retail (Individuals) segments;
• Understanding of banking regulation, with emphasis on credit risk management/provisioning;
• Experience in people management;
• Ability to communicate technical results clearly and objectively to non-specialist areas;
• Resilience and adaptability to thrive in a dynamic, fast-paced environment.
• **WILL BE A PLUS FOR THE ROLE**
• Prior experience with expected loss modeling (IFRS 9);
• Experience modeling in Databricks;
• Experience with predictive models for the Agribusiness audience.

Benefits

• 14th and 15th fixed salary payments;
• Profit-sharing (based on seniority);
• Health and dental plans with no copayment;
• Wellness programs through Wellhub (formerly Gympass), including Nutrition, Psychology, Occupational Health, massage, running group and local gym access;
• Food Allowance and Meal Allowance – flexible allocation between VA/VR cards, no copayment;
• Extended maternity and paternity leave;
• Childcare or babysitter assistance for children up to 6 years and 11 months;
• Assistance for children with disabilities, with no age limit;
• Life insurance;
• Private pension plan up to 7% of salary;
• Training platform – Sicredi Aprende, offering various courses;
• 40-hour workweek – using a time bank system;
• Telework allowance (except for positions that are 100% on-site).