Coordinate credit risk modeling team at Sicredi ensuring regulatory and non-regulatory deliveries in PF and Agro segments. Foster data culture and risk management collaboration among stakeholders.
Responsibilities
Coordinate the credit risk modeling technical team (analysts and data scientists), prioritizing requests and ensuring methodological quality;
Lead the development, maintenance and monitoring of regulatory models (Expected Loss: PD, EAD, LGD) and non-regulatory models (assumed income; pricing);
Ensure compliance with IFRS 9 / Resolution 4.966 requirements, including documentation, evidence and traceability;
Apply best governance practices in model development, monitoring and implementation, supporting audit, internal validation and regulatory inquiries;
Work closely with the business teams for the Retail (Individuals) and Agribusiness segments to understand key challenges and how modeling can support solutions; translate business needs into clear technical requests for the team;
Interface with the system cooperatives to understand their needs and connect them with the model development and implementation pipeline;
Foster a supportive environment for professional development.
Requirements
Degree in Statistics, Mathematics, Engineering, Economics, Actuarial Science and/or related fields;
Solid experience with predictive models (development, maintenance and performance monitoring);
Knowledge of credit, especially in the Agribusiness and Retail (Individuals) segments;
Understanding of banking regulation, with emphasis on credit risk management/provisioning;
Experience in people management;
Ability to communicate technical results clearly and objectively to non-specialist areas;
Resilience and adaptability to thrive in a dynamic, fast-paced environment.
**WILL BE A PLUS FOR THE ROLE**
Prior experience with expected loss modeling (IFRS 9);
Experience modeling in Databricks;
Experience with predictive models for the Agribusiness audience.
Benefits
14th and 15th fixed salary payments;
Profit-sharing (based on seniority);
Health and dental plans with no copayment;
Wellness programs through Wellhub (formerly Gympass), including Nutrition, Psychology, Occupational Health, massage, running group and local gym access;
Food Allowance and Meal Allowance – flexible allocation between VA/VR cards, no copayment;
Extended maternity and paternity leave;
Childcare or babysitter assistance for children up to 6 years and 11 months;
Assistance for children with disabilities, with no age limit;
Life insurance;
Private pension plan up to 7% of salary;
Training platform – Sicredi Aprende, offering various courses;
40-hour workweek – using a time bank system;
Telework allowance (except for positions that are 100% on-site).
Job title
Credit Risk Modeling Coordinator – Focus on Retail (Individuals) and Agribusiness
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