Credit Analyst fulfilling credit analysis for Agro and PJ, supporting cooperative needs for Sicredi. Working within a hybrid team environment located in Porto Alegre, Brazil.
Responsibilities
Perform credit analyses and issue technical opinions to support credit decision-making at the Cooperatives;
Stay up-to-date on procedures and legislation related to technical analysis and credit granting;
Stay informed about credit policies and provide critical insight for proposing changes;
Understand the business;
Respond to the cooperatives' requests and demands;
Support and work collaboratively within the team.
Requirements
Degree in Business Administration and/or Accounting;
Experience in credit analysis for Agribusiness (Agro), Corporate (large companies) and Individuals; knowledge of the Agribusiness segment is essential;
Knowledge of credit-related legislation and credit operations;
Knowledge of financial products;
Knowledge of financial statement analysis and cash flow;
Knowledge of market analysis;
Communication and presentation skills;
Proactive attitude and ability to work well in a team.
Benefits
Fixed 14th and 15th salary payments;
Profit-sharing / performance-based participation (depending on seniority);
Health and dental insurance with no co-payment;
Wellness programs via Wellhub (formerly Gympass): Nutrition, Psychology, Occupational Health, Massage, running groups and local gym access;
Meal and food allowances (VA/VR) – flexible percentage allocation across VA/VR cards, no co-payment;
Extended maternity and paternity leave;
Childcare or nanny subsidy for children up to 6 years and 11 months;
Assistance for children with disabilities, no age limit;
Life insurance;
Private pension plan up to 7% of salary;
Training platform – Sicredi Aprende, offering a variety of courses;
40-hour workweek – using a time bank system;
Remote work allowance (except for positions that are 100% on-site).
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