Senior Analyst developing and managing insurance products at Youse Seguros. Collaborating on product strategy and ensuring regulatory compliance while studying market trends.
Responsibilities
Study insurance industry trends and consumer behavior.
Conduct competitive analysis to identify differentiators and opportunities.
Evaluate market data to support strategic product decisions.
Create and review insurance products, defining coverages, assistance services and general terms and conditions.
Participate in the development of new products or improvements to existing ones.
Ensure products are aligned with customer needs and the company’s strategy.
Collaborate with underwriting, pricing and actuarial teams to align pricing strategy and margins.
Monitor indicators such as loss ratio, average ticket and sales performance.
Propose adjustments to maintain product profitability and competitiveness.
Ensure compliance with SUSEP regulations and other regulatory bodies.
Support the preparation of technical and regulatory documents such as Product General Conditions and Technical Notes.
Requirements
In-depth knowledge of insurance products: Automobile, Life and Home.
Knowledge of SUSEP regulations and industry regulatory framework.
Familiarity with pricing models and performance indicators.
Basic actuarial and statistical knowledge (desirable).
Experience in product development and portfolio management.
Experience with Jira™ Software for specification and demand management.
Experience with digital customer journeys, APIs and system integrations (a plus).
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