Senior Credit Analyst analyzing credit applications in food, agriculture, and outdoor products at DLL. Conducting credit decisions and collaborating with commercial teams to minimize risks.
About the role
- Senior Analyst developing and managing insurance products at Youse Seguros. Collaborating on product strategy and ensuring regulatory compliance while studying market trends.
Responsibilities
- Study insurance industry trends and consumer behavior.
- Conduct competitive analysis to identify differentiators and opportunities.
- Evaluate market data to support strategic product decisions.
- Create and review insurance products, defining coverages, assistance services and general terms and conditions.
- Participate in the development of new products or improvements to existing ones.
- Ensure products are aligned with customer needs and the company’s strategy.
- Collaborate with underwriting, pricing and actuarial teams to align pricing strategy and margins.
- Monitor indicators such as loss ratio, average ticket and sales performance.
- Propose adjustments to maintain product profitability and competitiveness.
- Ensure compliance with SUSEP regulations and other regulatory bodies.
- Support the preparation of technical and regulatory documents such as Product General Conditions and Technical Notes.
Requirements
- In-depth knowledge of insurance products: Automobile, Life and Home.
- Knowledge of SUSEP regulations and industry regulatory framework.
- Familiarity with pricing models and performance indicators.
- Basic actuarial and statistical knowledge (desirable).
- Experience in product development and portfolio management.
- Experience with Jira™ Software for specification and demand management.
- Experience with digital customer journeys, APIs and system integrations (a plus).
Benefits
- Hybrid (2 days in office, 3 days remote)
- Working hours: 7.5 hours/day
- Employment type: CLT (Brazilian CLT employment contract)
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Location requirements
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