Residential Mortgage Consultant developing mortgage and home equity loan business while providing consumer education. Nurturing referral sources and supporting community homeownership through exceptional service.
Responsibilities
Solicit residential mortgage and home equity loan business to meet defined production objectives
Develop and nurture an extensive network of mortgage loan referral sources including retail branch partners, realtors, builders and other center-of-influence professionals
Provide consumer education, product knowledge and support to promote homeownership within their community
Understand all of the residential mortgage and home equity products the bank offers and remain current on the regulations governing the mortgage lending industry
Provide exceptional customer service through all stages of the loan decision cycle from initial interview through application, loan processing and loan closing
Gather borrower’s personal information and input it into the bank’s loan origination system
Identify and understand client needs for non-mortgage bank products and facilitate referrals to other lines of business
Requirements
2 year college degree required
5 years of residential mortgage lending or commensurate sales experience
Strong sales ability
Computer skill sets appropriate for the job
Ability to obtain their NMLS license
Exceptional time management skills
Proven ability to manage a dynamic pipeline
Excellent communication skills; experience in public speaking preferred
Ability to comprehend and analyze complex personal financial information
Good computer skills
Benefits
401(k) retirement plan with an employer match
Employee stock purchase plan
Various education assistance programs such as student loan and tuition paydown/reimbursement
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