Hybrid Junior Credit Analyst

Posted 1 hour ago

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About the role

  • Credit Analyst evaluating documentation for vehicle purchases to mitigate client risks. Join Mycon's growing credit team in a hybrid work model based in São Paulo.

Responsibilities

  • Perform credit analysis of awarded consortium members (individuals and companies) for release of the letter of credit.
  • Perform credit analysis for the transfer of quotas of awarded consortium members (individuals and companies) for release of the letter of credit.
  • Assess payment capacity through income analysis, financial commitments and credit history.
  • Consult and analyze information from credit bureaus (Serasa, SPC, and others).
  • Support the validation of documentation and compliance of operations.
  • Issue credit opinions in accordance with internal policy.
  • Monitor document-related pending items and request additional information from members or internal departments.
  • Support maintenance and updating of records and registrations in the system.
  • Follow rules, policies and procedures of the credit area and insurer.
  • Assist in identifying inconsistencies or risks in analyzed proposals.
  • Ensure that analyses comply with Central Bank regulations and the administrator's internal policies.
  • Support fraud prevention and identification of inconsistencies in proposals.
  • Record and track analyses in the administrator’s internal systems.

Requirements

  • Experience with credit analysis processes (e.g., Serasa checks and financial indicators);
  • Experience with various tools for credit analysis;
  • Experience in credit analysis for companies (PJ);
  • Experience with the Newcon system;
  • Familiarity with credit bureaus.
  • **Differential**
  • Knowledge of consórcio (rules and regulations);
  • Strong Microsoft Office skills (Excel).

Benefits

  • Flexible Meal/Food Allowance - Swile card;
  • Health insurance;
  • Dental insurance;
  • Life insurance;
  • Home office allowance;
  • Transportation allowance;
  • Birthday day off;
  • TotalPass;
  • Vittude;
  • Childcare assistance;
  • Benefit on Consortium Professional Day;
  • 0% fee on our products (employees only);
  • Annual performance bonus (PPR) - based on targets set in the annual program;
  • Partnership with an educational institution offering discounts for postgraduate courses;
  • Access to Udemy Business after 6 months, 100% paid by the company;
  • Partnership with Sesc.

Job title

Junior Credit Analyst

Job type

Experience level

Junior

Salary

Not specified

Degree requirement

No Education Requirement

Location requirements

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