Hybrid Senior Stress Testing Analyst

at Monzo Bank

• Job title: Senior Stress Testing Analyst
• Job type: Full Time
• Experience level: Senior
• Salary: £63,800 per year
• Degree requirement: Bachelor's Degree
• Tech skills: SQL
• Location requirements: Hybrid, Cardiff, United Kingdom

About the role

• Senior Stress Testing Analyst at Monzo leading stress testing framework design and delivery. Collaborating with teams on analysis and presenting results to stakeholders.

Responsibilities

• Design, lead and deliver Monzo’s stress testing framework.
• Work across the full lifecycle of stress testing – from methodology design and scenario development through to running models, interpreting outputs and presenting results to senior stakeholders.
• Help build and improve our processes, governance and analytical toolkit.
• Support delivery of all key stress testing activities, including ICAAP, Recovery Planning, Reverse Stress Tests and ad-hoc exercises.
• Run models, undertake detailed analysis and interpret results, ensuring outputs are robust, accurate and insightful.
• Present stress testing results and analysis to senior stakeholders.
• Act as a key point of contact for cross-functional teams, ensuring stakeholders understand methodologies, assumptions, outputs and implications.
• Help design and enhance stress testing methodologies and frameworks.
• Design and improve stress testing processes, ensuring they are scalable, controlled and repeatable.
• Build strong relationships across FP&A, Treasury, Borrowing, Credit Risk, Data, Product and other teams.

Requirements

• Experience working in financial risk, credit risk, prudential regulation, finance, analytics or another analytically focused financial services role.
• Strong analytical and problem-solving skills and enjoy working with models, scenarios, and financial data.
• Confident presenting technical or complex analysis to senior stakeholders, and influencing outcomes with clarity and structure.
• Understand financial statements, capital metrics and risk drivers within a bank, or are keen to deepen your expertise in these areas.
• Experienced in navigating cross-functional environments and building trusted relationships across levels and disciplines.
• Can translate complex information into simple, compelling messages for both technical and non-technical audiences.
• Comfortable working independently, managing shifting priorities, and taking ownership for the quality of your work.
• Have a data-driven mindset and enjoy finding smarter, more scalable ways to deliver analysis (SQL or coding experience is a bonus).

Benefits

• £1,000 learning budget each year to use on books, training courses and conferences.
• We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.