At Monzo, we’re building a new kind of bank.
One that lives on your smartphone and built for the way you live today.
By solving your problems, treating you fairly and being totally transparent, we believe we can make banking better.

Monzo Bank

Browse and apply for open jobs at Monzo Bank.

financial-crime

Monzo Bank is a digital bank based in the UK, known for its innovative app offering a wide range of personal banking services. It provides features such as fee-free spending abroad, automatic bill sorting, early salary payments, and round-up savings. Monzo offers various account types, including joint accounts, under 16s accounts, and savings pots with competitive interest rates. Customers can manage savings, investments, and pensions directly through the app, along with credit and loan options. Monzo emphasizes strong security features and customer support, making banking easy and accessible for its users.

At Monzo, we’re building a new kind of bank. One that lives on your smartphone and built for the way you live today. By solving your problems, treating you fairly and being totally transparent, we believe we can make banking better.

• Deliver the successful execution of our most critical Financial Crime Operations initiatives, sitting at the intersection of Strategy, Regulation, and Operations.
• Define, manage and execute the Financial Crime Operations delivery roadmap, ensuring strict alignment with Monzo's wider strategy and regulatory commitments.
• Lead the delivery of the new EU Operating Model for FinCrime, adapting UK processes to seamlessly support EU obligations across multiple jurisdictions.
• Drive large-scale operational transformation, including outsourcing changes and continuous improvement initiatives to build a more robust and scalable function.
• Champion and embed a culture of ownership, empowerment, and continuous improvement across the team.
• Establish and maintain best-in-class governance for planning, tracking, reporting, and realising benefits from our programmes.
• Ensure timely, accurate, and transparent communication of progress, risks, and dependencies to senior leadership.
• Build deep, trusted relationships with Directors and Executives across Risk, Compliance, Product, and Operations.
• Act as the voice of Financial Crime Operations in bank-wide forums, influencing prioritisation and ensuring delivery needs are met.
• Resolve complex conflicts and align stakeholders across multiple functions and jurisdictions for successful delivery.
• As we continue to build, this role will take on people leadership responsibilities of a small team of Delivery Managers responsible for large-scale, cross-functional FinCrime programmes.

Senior Financial Crime Manager – Delivery

Senior Manager for Financial Crime Operations leading critical transformation initiatives at Monzo. Overseeing strategy execution and regulatory compliance across financial operations in a dynamic team.

risk

• Bringing your unique Risk and Control expertise gained in global organisations, to advance Monzo’s strategic goals and support our growth
• Proactively delivering impactful and effective Third Party Risk Management
• Designing, implementing and managing operational processes to enhance how Monzo manages Third Party Risk
• Having a pivotal role in developing sustainable ways to meet our regulatory requirements in a high-growth, technology-driven environment
• Striving to achieve high standards and instil established best practices in risk management
• Taking a collaborative and partnered approach to achieving business objectives with internal teams and external suppliers
• Having the ability to be both tactical and strategic when developing and delivering Third Party risk management solutions at Monzo

Third Party Risk Manager

Manage third party risk for Monzo, a tech-focused bank, ensuring compliance and effective operations. Collaborate with teams to enhance risk management processes across the organization.

financial-planning-and-analysis

• Being the single point of contact between the business and finance
• Taking end to end ownership of the P&L, balance sheet, funding and capital for that business area, working with all parts of the Finance Collective to be the single face of finance to the business
• Building trusted relationships with the business leadership team. Showing genuine curiosity about products, marketing, and operations and engaging with growth levers and profitability drivers
• Driving and optimising commercial performance through deep engagement in product / customer strategy, pricing, scenario analysis and performance analytical insights
• Holding the business leadership to account for delivery of forecast performance and helping them to course correct as well as anticipate future risks and opportunities
• Leading on the preparation of bottom-up forecasts, both short and long range, working closely with the FP&A team to support the planning and stress testing cycle
• Working with Treasury to inform customer behavioural analysis and with Financial Control on specific accounting judgement determination
• Being responsible for product level pricing model framework and ensuring pricing is in line with finance performance hurdles
• Understanding and explaining actual performance to support FP&A and Investor Relations to create appropriate narrative
• Contributing to the overall Monzo equity story
• Supporting the build of a highly competent and motivated team of financial analysts with clear objectives for ongoing development to partner with existing and new businesses
• Leading business partnering for your specific area and help to represent the company’s commercial dynamics to the wider team

Senior Finance Business Partner

Senior Finance Business Partner overseeing financial performance and strategy at Monzo. Engaging with leadership to drive profitable decision-making and support business growth.

chief-marketing-officer

• Supporting end-to-end campaign delivery with ownership of setting up, optimising and reporting with a focus on Paid Search
• Contributing to shaping and executing our growth strategy across key business areas, helping identify new opportunities and scaling what works
• Supporting in developing testing strategies around account structure, campaign planning, experiments, and creative roadmaps
• Collaborating with our Brand, Integrated Marketing, and Creative Studio teams to deliver high-performing creative, grounded in data and user insight
• Ensuring all creative assets follow best practice and comply with financial regulation requirements
• Providing competitor focused insights including Auction Insights and changes to landing pages, messaging and propositions
• Staying up to date with platform updates and industry trends, sharing learnings across the wider Growth Marketing team

Senior Growth Marketing Executive

Senior Growth Marketing Executive helping to grow Monzo's UK and US business through paid search campaigns. Designing strategies and collaborating with teams to optimize marketing efforts.

general-counsel

• Provide legal advice and commercial insights to product teams
• Collaborate with senior lawyers, product managers, and engineers to develop and grow Monzo Bank in the UK
• Partner with product managers to advise on legal matters relating to borrowing products
• Support compliance with the Consumer Credit Act and related laws
• Coordinate legal matters with various teams across Monzo
• Provide training on the impact of laws and regulations
• Manage relationships with external suppliers and law firms

Product Legal Counsel, Borrowing

Product Legal Counsel for Monzo providing legal advice on mortgage and consumer finance products. Collaborating across teams to ensure compliance and enhance customer financial experiences.

product-designer

• Tackle the most complex and ambiguous design challenges, turning complexity into elegant, scalable solutions
• Define and deliver large-scale projects that connect initiatives across the business
• Lead the creation of compelling product visions, principles, and direction
• Raise the bar for visual execution, considering motion, interaction, and mental model clarity
• Influence design system, tooling, and processes to improve design at scale
• Drive improvements across the business through cross-functional collaboration
• Act as a role model in Design, sharing work broadly and mentoring others

Lead Product Designer

Lead Product Designer at Monzo shaping native-app UX for UK banking. Lead cross-functional design, drive design systems, mentor designers.

Monzo Bank

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