Head of Credit and Collection policies at UNIT, a fintech focused on democratizing credit access and financial education. Responsible for defining strategies and monitoring credit risk.
MF
Hybrid Credit and Collections Specialist, LATAM
Posted 3 hours ago
About the role
- Credit and Collection Specialist developing recovery strategies for complex portfolios. Analyzing financial indicators and overseeing compliance throughout LATAM.
Responsibilities
- Develop and propose debt recovery strategies; analyze complex delinquent portfolios and strategic clients, recommending differentiated collection actions and tailored solutions (outbound, inbound, judicial and extrajudicial);
- Implement collection innovations and tools, evaluate new technologies and methods (dialers, automations, analytics) to improve results and reduce recovery time;
- Ensure compliance and governance; review processes, documentation and policies to ensure adherence to accounting standards, regulations and internal/external audits;
- Analyze collection forecasts, monitor PDD (provision for doubtful accounts), regional performance and identify risks to support decision-making;
- Perform modeling and analyses in Excel and Power BI, translating data into strategic insights;
- Interact regularly with other LATAM regions such as Argentina, Paraguay and Mexico, ensuring alignment of practices, information sharing and monitoring of regional results;
- Participate in forums, regional meetings and client negotiations, as well as frequent interaction with collection agencies;
- Analyze portfolios, define strategies and engage directly in collection actions when necessary, always maintaining a preventive and analytical perspective.
Requirements
- Bachelor's degree in Business Administration, Economics, Accounting or related fields;
- Experience in credit and collections analysis;
- Experience negotiating with clients and managing collections;
- Proficiency in forecasting, PDD (provision for doubtful accounts) and financial indicators;
- Advanced Excel;
- Advanced Power BI;
- Fluent Spanish.
Benefits
- Commuting allowance or shuttle reimbursement;
- Meal and/or food allowance;
- Multi-benefit card;
- Health and dental insurance;
- Profit-sharing/performance bonus;
- Childcare assistance;
- Extended parental leave;
- Life insurance;
- Gympass;
- Payroll-deductible loan;
- Employee stock purchase plan;
- Birthday day off;
- Discounts on Michelin tire purchases;
- Annual flu vaccination campaign;
- Psychological health promotion program;
- Development platform (learning and development platform).
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Location requirements
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