Hybrid Senior Product Manager – Cards

Posted 1 hour ago

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About the role

  • Responsible for strategy, economics, and delivery of cards in maritime technology. Collaborate with cross-functional teams to improve product performance and customer experience.

Responsibilities

  • This role owns one of the company’s most critical and commercially impactful product domains. You’ll lead the strategy, economics, and execution of our cards proposition end-to-end, shaping how customers spend, how the platform scales, and how the business generates sustainable revenue.
  • Own the cards domain end-to-end
  • Take responsibility for the cards product strategy, roadmap, and outcomes — from day-to-day reliability to longer-term improvements in customer experience and unit economics.
  • Turn problems into clear product decisions
  • Work from customer needs, operational realities, and commercial constraints to define problems clearly, explore options, and make trade-offs that balance experience, risk, cost, and scale.
  • Partner closely with engineering
  • Work with engineers to design and deliver card functionality that is resilient, scalable, and easy to operate. Break complex initiatives into small, testable changes that can be shipped safely.
  • Improve how cards perform at scale
  • Use data to identify and prioritise improvements across authorisation rates, usage, failures, disputes, fraud, and cost. Focus on steady, measurable gains rather than big-bang releases.
  • Work across risk, compliance, and operations
  • Collaborate with risk, compliance, and operations teams to ensure card products meet regulatory and scheme requirements, and that controls are proportionate and well understood.
  • Own outcomes in production
  • Take responsibility for how the cards product behaves in the real world. Support incident response, learn from issues, and drive changes that reduce repeat problems over time.
  • Set direction and priorities
  • Define clear goals and success measures for the cards domain. Maintain a roadmap that reflects customer impact, business value, and delivery capacity — and update it as you learn.
  • Be a trusted point of reference
  • Act as a knowledgeable, pragmatic voice on cards across the company, helping teams understand constraints, trade-offs, and opportunities without over-complicating things.

Requirements

  • Bachelor’s degree or equivalent practical experience
  • Strong grounding in analytical thinking, systems design, or technical disciplines
  • Formal product management training is beneficial but not required
  • 5+ years total experience in product management or closely related roles
  • 3+ years owning or significantly contributing to cards or payments products in a fintech, bank, or payments platform
  • Experience working with card schemes (Visa / Mastercard), processors, and issuing partners
  • Proven track record of shipping complex, regulated products in high-scale environments
  • Experience operating in cross-functional product teams (engineering, design, data, ops, compliance)
  • Strong end-to-end understanding of card issuing economics, including interchange, scheme fees, and processing costs
  • Experience improving unit economics through product decisions and trade-offs
  • Comfortable balancing growth, acceptance, risk, and margin
  • Solid understanding of card issuing flows and lifecycle events
  • Working knowledge of Visa and Mastercard rules and how they affect product design
  • Familiarity with regulatory, safeguarding, and compliance requirements for card programmes
  • Experience owning a complex product area with commercial responsibility
  • Ability to set a clear direction, prioritise effectively, and communicate decisions
  • Comfortable working with ambiguity and making informed trade-offs
  • Experience working closely with engineering on reliable, high-volume systems
  • Strong delivery discipline in production and regulated environments
  • Confident using data and metrics to guide decisions and measure impact
  • Experience optimising interchange, pricing, or premium card propositions is a nice to have.
  • Hands-on work with processors, programme managers, or scheme partners is a nice to have.
  • Experience improving card economics at scale or supporting other PMs is a nice to have.

Benefits

  • Competitive Salary and Bonus: We reward your expertise and contributions.
  • Flexible, Remote-First Culture: Work remotely with occasional in-office events and project days to foster collaboration and team spirit.
  • Inclusive Onboarding Experience: Our onboarding program is designed to set you up for success right from day one.
  • Marcura Wellness Zone: We value your work-life balance and well-being.
  • Global Opportunities: Be part of an ambitious, expanding company with a local touch.
  • Monthly Performance Support: Our modern performance management framework empowers you to reach your full potential.
  • Diverse, Supportive Work Culture: We’re committed to inclusion, diversity, and a sense of belonging for all team members.

Job title

Senior Product Manager – Cards

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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