Hybrid Senior Product Manager – Cards

at Marcura

• Job title: Senior Product Manager – Cards
• Job type: Full Time
• Experience level: Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, London, United Kingdom

About the role

• Responsible for strategy, economics, and delivery of cards in maritime technology. Collaborate with cross-functional teams to improve product performance and customer experience.

Responsibilities

• This role owns one of the company’s most critical and commercially impactful product domains. You’ll lead the strategy, economics, and execution of our cards proposition end-to-end, shaping how customers spend, how the platform scales, and how the business generates sustainable revenue.
• Own the cards domain end-to-end
• Take responsibility for the cards product strategy, roadmap, and outcomes — from day-to-day reliability to longer-term improvements in customer experience and unit economics.
• Turn problems into clear product decisions
• Work from customer needs, operational realities, and commercial constraints to define problems clearly, explore options, and make trade-offs that balance experience, risk, cost, and scale.
• Partner closely with engineering
• Work with engineers to design and deliver card functionality that is resilient, scalable, and easy to operate. Break complex initiatives into small, testable changes that can be shipped safely.
• Improve how cards perform at scale
• Use data to identify and prioritise improvements across authorisation rates, usage, failures, disputes, fraud, and cost. Focus on steady, measurable gains rather than big-bang releases.
• Work across risk, compliance, and operations
• Collaborate with risk, compliance, and operations teams to ensure card products meet regulatory and scheme requirements, and that controls are proportionate and well understood.
• Own outcomes in production
• Take responsibility for how the cards product behaves in the real world. Support incident response, learn from issues, and drive changes that reduce repeat problems over time.
• Set direction and priorities
• Define clear goals and success measures for the cards domain. Maintain a roadmap that reflects customer impact, business value, and delivery capacity — and update it as you learn.
• Be a trusted point of reference
• Act as a knowledgeable, pragmatic voice on cards across the company, helping teams understand constraints, trade-offs, and opportunities without over-complicating things.

Requirements

• Bachelor’s degree or equivalent practical experience
• Strong grounding in analytical thinking, systems design, or technical disciplines
• Formal product management training is beneficial but not required
• 5+ years total experience in product management or closely related roles
• 3+ years owning or significantly contributing to cards or payments products in a fintech, bank, or payments platform
• Experience working with card schemes (Visa / Mastercard), processors, and issuing partners
• Proven track record of shipping complex, regulated products in high-scale environments
• Experience operating in cross-functional product teams (engineering, design, data, ops, compliance)
• Strong end-to-end understanding of card issuing economics, including interchange, scheme fees, and processing costs
• Experience improving unit economics through product decisions and trade-offs
• Comfortable balancing growth, acceptance, risk, and margin
• Solid understanding of card issuing flows and lifecycle events
• Working knowledge of Visa and Mastercard rules and how they affect product design
• Familiarity with regulatory, safeguarding, and compliance requirements for card programmes
• Experience owning a complex product area with commercial responsibility
• Ability to set a clear direction, prioritise effectively, and communicate decisions
• Comfortable working with ambiguity and making informed trade-offs
• Experience working closely with engineering on reliable, high-volume systems
• Strong delivery discipline in production and regulated environments
• Confident using data and metrics to guide decisions and measure impact
• Experience optimising interchange, pricing, or premium card propositions is a nice to have.
• Hands-on work with processors, programme managers, or scheme partners is a nice to have.
• Experience improving card economics at scale or supporting other PMs is a nice to have.

Benefits

• Competitive Salary and Bonus: We reward your expertise and contributions.
• Flexible, Remote-First Culture: Work remotely with occasional in-office events and project days to foster collaboration and team spirit.
• Inclusive Onboarding Experience: Our onboarding program is designed to set you up for success right from day one.
• Marcura Wellness Zone: We value your work-life balance and well-being.
• Global Opportunities: Be part of an ambitious, expanding company with a local touch.
• Monthly Performance Support: Our modern performance management framework empowers you to reach your full potential.
• Diverse, Supportive Work Culture: We’re committed to inclusion, diversity, and a sense of belonging for all team members.