About the role

  • Commercial Portfolio Manager managing assigned portfolios of commercial loans and mitigating business risks. Collaborating with various stakeholders to support financial evaluations and customer relationships.

Responsibilities

  • Manage a portfolio of commercial loans and customers in partnership with the assigned relationship manager, group leader, Regional Credit Officer and other stakeholders
  • Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities
  • Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue
  • Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks
  • Responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio
  • Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio
  • Participate in presenting proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee
  • Conduct portfolio reviews with management and analyze existing portfolio to identify trends and opportunities
  • Performs other duties as assigned

Requirements

  • Bachelor’s Degree in Finance/Accounting/Economics or banking/finance experience
  • 1+ years of relevant commercial/middle market credit analysis experience or underwriting experience
  • Understanding and utilization of credit skills for credit decision making, monitoring, and managing of a credit through repayment
  • Strong analytical ability and an understanding of the analysis of commercial financials
  • Knowledge of the state and federal laws and compliance regulations for commercial loans
  • Ability to work under critical time constraints
  • Strong time management and organizational skills and the ability to perform highly detailed and accurate work on multiple, concurrent tasks
  • A high level of verbal and written communication skills to effectively convey credit worthiness and recommendations
  • Thorough knowledge of various software programs including Word and Excel, and the ability to quickly learn additional systems/software
  • Strong customer service orientation

Benefits

  • health insurance coverage
  • wellness program
  • life and disability insurance
  • retirement savings plan
  • paid leave programs
  • paid holidays
  • paid time off (PTO)

Job title

Comml Portfolio Manager – CIP

Job type

Experience level

Junior

Salary

$57,000 - $113,000 per year

Degree requirement

Bachelor's Degree

Location requirements

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