Hybrid Credit Analyst

at FleetPartners

• Job title: Credit Analyst
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Auckland, New Zealand

About the role

• Credit Analyst at FleetPartners Group managing credit risk for corporate and SME applications. Analyzing financial information and ensuring compliance with credit policies in a hybrid working environment.

Responsibilities

• Analyse financial information, counterparty credit risk, asset risk and security structure of corporate transactions brought in by the Business Development & Relationship teams
• Prepare credit memorandum and approve within the DLA (Delegated Lending Authority) or refer with recommendation to Senior Credit Manager when outside the DLA
• Manage & analyse SME credit application submitted via scorecard
• Ensure credit applications (corporate and SME) approved are in line with the company Credit Policy
• Ensure MLA/MFLA documentation is executed correctly and saved in line with the company policy
• Manage PPSR Registration and Discharge
• Maintain strong communication with stakeholders in the credit process to ensure credit issues are identified and resolved as soon as practicable to enable timely delivery of credit decisions with set SLA’s
• Manage and prioritise workflows depending on urgency and priority

Requirements

• 3+ years’ experience in similar role preferably in Auto-Finance environment
• Sound financial analysis skills and credit judgement
• Ability to advocate succinctly key risk issues and solutions in verbal and written communication
• A strong sense of empathy for business development and acute commercial orientation to develop practicable solutions to address credit issues without exposing FleetPartners to unnecessary risks.
• Excellent interpersonal skills with a demonstrated ability to liaise with team members, staff across the business and external stakeholders
• Intermediate working knowledge and capability with Microsoft Office in particular Excel and PowerPoint program experience
• Problem solving ability
• Maintain sound credit lending standards
• High degree of accuracy and attention to detail in relation to financial calculations, credit verifications and all matters associated with the preparation of credit memorandum
• Demonstrated ability to develop co-operation and teamwork
• Articulate verbal and written communication skills
• Excellent negotiation skills
• Ability to listen effectively and accept constructive feedback and action as required
• Ability to liaise with all levels of employees throughout an organisation
• Good time management skills
• Ability to deliver to deadlines
• Customer focus both internally & externally
• Ability work in a dynamic environment and under opposition at times
• Ability to learn new tasks and grasp concepts quickly
• Puts in extra effort as required to get the job done
• Ability to take ownership of results

Benefits

• Up to 27 days annual leave per annum
• Subsidised Southern Cross Health Insurance
• Flexible and hybrid working arrangements
• Generous paid parental leave
• Learning and development opportunities
• Corporate retail discounts. and more!