Analista de Políticas de Crédito desenvolvendo políticas de concessão de Crédito e monitoramento de riscos. Atuação em equipe e apresentação de dados para comitês de risco.
Responsibilities
Develop credit approval policies for the various financial products, ensuring the risk levels defined in their strategic planning are maintained.
Develop KPIs, controls, and quality processes for ongoing operational monitoring; manage strategic product indicators and propose improvements and/or actions to maximize results.
Conduct studies and analyses (for various purposes) to challenge current strategies and policies and/or assess the adoption of new technologies and market trends.
Evaluate existing processes to mitigate risks: map and document workflows, strengthen security layers, automate processes, and design projects to support product development and the Risk area.
Contribute to various topics within the area, adding value to the business and the Risk team, and mentoring peers and more junior colleagues.
Prepare presentations for Risk committees, providing context on the area's status, indicator performance, actions taken, and action plans (next steps).
Requirements
Solid experience in Risk, preferably in Credit Policy, Customer Maintenance/Account Management, or Modeling.
Data manipulation tools (e.g., SQL, Oracle, SAS); analytics tools (R, Python, QlikView, Power BI); Microsoft Office suite.
Degree in Business Administration, Economics, Engineering, Mathematics, Statistics, IT, or related fields.
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