Senior Credit Analyst analyzing credit applications in food, agriculture, and outdoor products at DLL. Conducting credit decisions and collaborating with commercial teams to minimize risks.
Responsibilities
Review and analyze credit applications in food, agriculture, and outdoor product space.
Adjudicate credit decisions within an authorized credit limit, and prepare supporting information as necessary for transactions exceeding the authorized credit limit
Handle high volumes of applications to adhere to predetermined turnaround time guidelines
Ensure quality of credit is in accordance with DLL risk policy and underwriting guidelines to minimize credit losses
Responsible for credit reporting and other administrative projects as assigned
Collaborate and negotiate as required with Commercial teams in achieving corporate goals
Perform annual reviews on an assigned portfolio of customers
Decision credit applications as assigned
Escalate risks to Senior Director, FA&O Credit
Requirements
>5 years of credit underwriting and adjudication experience
Prior experience in agricultural finance and lending
Experience in equipment finance is preferred
Undergraduate Degree in Business or Economics preferred
Proficient in analyzing and understanding financial statements
Proficient in MS – Word, Excel, Outlook, and SharePoint
Sense of urgency, ability to flourish in fast paced transactional flow environment
Ability to multi-task and handle multiple transactions
Desire to learn and grow
Effective interpersonal and communication skills
Excellent planning, organizational and time management skills
Strong writing skills and analytical skills
High attention to detail
Solid team player and collaborative nature
Ability to work from home remotely/independently and in a virtual team environment
Benefits
Two working days per year volunteering for a local charity
Bonus plan
Remote working from home opportunities
Flexible hours
Career development opportunities: online learning, member development programs, Tuition reimbursement program.
Outstanding Medical, Dental, Vision and Paramedical benefit programs
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