Hybrid Financial Analyst – Underwriting

at Delta Dental of Idaho

• Job title: Financial Analyst – Underwriting
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Boise, United States

About the role

• Financial Analyst managing a wide range of underwriting tasks including rate analysis and compliance for Delta Dental. Collaborating with various teams to ensure accuracy in underwriting activities.

Responsibilities

• Culture rules at Delta Dental. It's key to our becoming the leading dental benefits carrier in the state, reaching over 500,000 Idahoans with our dental plans and community outreach programs. We're small on ego and big on grins. You'll see us involved in community events and "Did you make someone smile today?" on our To-Do lists. Our employees have the opportunity to make a difference in people's lives while working in an environment full of challenge, collaboration, flexibility, and industry-leading growth potential. Join our team committed to better oral health for all Idahoans.
• The **Financial Analyst – Underwriting** at Delta Dental of Idaho is responsible for executing a wide range of tasks related to underwriting, including rate analysis, Department of Insurance (DOI) and Affordable Care Act (ACA) compliance, regulatory form filings, and contract support management. In addition, this position will coordinate with third party actuaries and internal resources such as product managers, sales, IT and finance to ensure accuracy and timeliness in all underwriting activities.

Requirements

• KNOWLEDGE, SKILLS, AND ABILITIES
• Bachelor’s degree in accounting, finance, math/statistics or equivalent experience required.
• 3 to 5 years’ experience in financial analysis, insurance underwriting, or a related industry.
• Strong analytical, organizational, and communication skills, with attention to detail and sound judgment.
• Experience with regulatory filings, rate analysis, and contract management.
• Ability to prioritize, work with deadlines, and manage multiple tasks.
• Proficiency in Microsoft Office (especially Excel) and ability to embrace new AI-enabled software tools to improve underwriting efficiency.
• Ability to use approved AI tools to extract, structure, and validate data from underwriting reports (including PDF-based outputs and ProClaim reporting) to reduce manual re-keying and support renewal rate analysis.
• Ability to apply AI-assisted analysis to identify renewal rate drivers, trends, and variances, including reconciling ProClaim outputs with Accounting/financial outputs and flagging anomalies for follow-up.
• Demonstrated responsible AI use in a regulated/confidential environment, including validating outputs for accuracy and following compliance/security standards when handling sensitive information.

Benefits

• Delta Dental of Idaho offers a competitive benefits plan including:
• Medical, dental, and vision
• 401K with up to 6% company contribution
• Generous PTO and up to 9 paid holidays
• Community Service Time
• Flexible schedule and 1/2 day Fridays
• Tuition and continuing education reimbursement
• Casual dress code
• ...and more!