Manager, Mergers & Acquisitions at HARMAN driving strategic growth initiatives and executing M&A activities. Collaborating with cross - functional teams to deliver high - impact global projects.
About the role
- Senior risk leader at Citi managing credit risk outcomes for credit card portfolios. Leading strategic risk ownership, analytics, and team collaboration for high-impact decision-making.
Responsibilities
- Own end-to-end credit risk strategy for assigned credit card portfolios
- Define and manage risk appetite, performance thresholds, and escalation triggers
- Personally lead analysis and decision-making for high-impact or complex risk topics
- Translate portfolio performance into loss, profitability, capital, and balance-sheet impact
- Own enterprise ECM strategy across CLI, CLD, authorization controls, and line management
- Define risk-based segmentation frameworks using behavioral, transactional, and bureau signals
- Own risk strategy for new account acquisition across channels and products
- Act as policy authority for complex and high-impact credit decisions
- Serve as a senior model consumer for application, behavior, and collection models
- Own portfolio loss forecasting and scenario analysis
- Personally lead deep-dive analytics on complex or ambiguous risk problems
- Shape enterprise credit risk standards and best practices.
Requirements
- 10–18+ years of experience in credit card risk, consumer lending, or portfolio risk management
- Bachelor’s or Master’s degree in Statistics, Economics, Mathematics, Engineering, or related quantitative fields
- Expert-level understanding of credit card risk lifecycle and risk economics
- Advanced analytics expertise (SQL, SAS/Python, portfolio analytics)
- Strong command of risk modeling concepts (as a model consumer)
- Exceptional executive storytelling and decision framing skills
Benefits
- Citi is an equal opportunity employer
- Health insurance
- Retirement plans
- Paid time off
- Flexible work arrangements
- Professional development opportunities
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Tech skills
Location requirements
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