Credit Portfolio Analyst analyzing credit reviews and approvals for Citi's global portfolio exposure. Collaborating with Risk Management to develop strategic risk policies and frameworks.
Responsibilities
Resolve issues and recommend solutions to moderate problems
Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/job family
Serve as an industry expert and advisor
Analyze and approve counter-party credit limits for trading, transactional, and financing businesses with funds
Develop risk management framework and processes for funds
Advise businesses and clients on transaction structures and negotiate credit terms
Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses
Support tactical and strategic Risk Analytics projects for U.S. Consumer Cards
Independently manage development and implementation of effective risk management strategies that balance risk and reward of the portfolio
Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
Analyze tests and performance using SAS and decision tree (CHAID/CART).
Requirements
4+ years of relevant experience
Experience in financial analysis, accounting and valuation
Bachelor's degree/University degree in Mathematics/ Statistics/ Economics or equivalent experience
Experienced in developing, implementing, and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections
Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments.
Highly proficient in Excel/pivot tables and PowerPoint.
Strong communication and presentation skills targeting a variety of audiences.
Benefits
Citi is an equal opportunity employer
Qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
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