Credit Analyst at Avidbank analyzing credit information and assisting loan officers with loan requests. Involved in assessing borrower credit risk and preparing financial analyses in a hybrid role.
Responsibilities
Position assists sponsor finance lending function by gathering and analyzing credit information on current and potential borrowers and determining credit risk for diversified types of loans.
Assists loan officers in writing loan requests and proposals.
Promotes quality customer relations and refers customers to appropriate staff for new services.
Gathers data from customers and other sources.
Prepares spreadsheets and analyzes financial information including financial statements and tax returns.
Contacts customers for additional information and clarification of data.
Verifies pledged assets.
Compiles data from credit bureaus, conducts industry peer comparisons, performs cash flow analyses and other related tasks.
Makes recommendations on loan structures and terms to loan officers.
Requirements
Undergraduate degree in business, finance/accounting, or related field.
Familiarity with financial statements and ability to analyze business and financial data.
Proficient in the use of personal computers and software programs, such as Excel and Word.
Familiar with financial analysis and development of spreadsheets.
Strong communication skills, both verbal and written.
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