Portfolio Analyst responsible for analyzing and evaluating commercial and real estate loan applications. Servicing loans and pursuing new business through marketing and business development.
Responsibilities
Analyzing and evaluating numerous or large and complex commercial and/or real estate loan applications
Servicing commercial and/or real estate loans by frequent contact with customers
Actively pursuing new business through organized marketing and business development programs
Interviewing loan applicants; preparing loan applications, financial statements and budgets
Preparing spreadsheets of financial statements, e.g., balance sheets and income statements
Inputting all required data into the loan origination and loan processing systems
Reviewing all pertinent credit and financial information
Analyzing loan applications and supporting documents
Recommending approval or denial of loans, or approving/denying loans within lending authority
Determining and reviewing legal documentation
Verifying financial statements, reviewing credit reports, and collecting relevant data
Communicating Association credit philosophy and stock requirements to customers
Promoting the availability of loan products and other financially related services
Preparing loan servicing actions and following-up on assigned loan portfolio
Interacting with title companies
Monitoring loan process
Providing backup to loan officers on customer service issues
Conducting collateral inspections
Representing the Association at public functions
Conducting credit training and development programs for staff
Requirements
At least eight years progressively responsible banking or related agricultural lending experience
BA/BS degree with emphasis on agribusiness, business administration, or equivalent
Strong credit and analytical skills
Demonstrated understanding of agricultural lending principles and practices, and association and Farm Credit System operating policies and procedures
Knowledge of FCA regulations, association, and district policies and procedures
Demonstrated proficiency in organizing and prioritizing work to meet deadlines
Strong written and verbal communication skills
Strong persuasive and interpersonal skills
Proficient in use of PC, including word-processing, e-mail and electronic spreadsheet software.
Benefits
Commitment to agriculture and the communities we serve
Family friendly work environment
Investment in employee development
Medical, Dental and Vision coverage
Outstanding 401k – automatic 3% employer contribution, plus match up to 6%
Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time)
Competitive Incentive Compensation Plan
Disability & Life Insurance
Employee mental, physical, and financial wellness programs
Senior Lease Analyst at MRI Software overseeing lease data abstraction and compliance. Collaborating with local and global teams to enhance lease management processes and systems.
Analyst supporting equity and equity - linked transactions within the Equity Capital Markets team. Involves preparing client materials, conducting financial analysis, and supporting deal execution in investment banking.
Fraud Model Analyst at PNC supporting data - driven fraud detection through advanced analytics. Collaborating across teams to optimize business outcomes using machine learning and statistical modeling techniques.
Logistics Analyst Apprentice supporting Navy Shipbuilding Program Offices at NAVSEA in Washington, DC. Responsibilities include learning logistics management and interfacing with government customers.
Analyst supporting Omnichannel Outreach Lane in healthcare digital engagement. Execute patient mailers and support project management for digital pilots while collaborating with cross - functional teams.
Analyst supporting DaVita’s Integrated Kidney Care Patient Engagement initiatives. Focusing on onboarding processes, training resources, and cross - functional collaboration for improved patient engagement.
Senior Analyst in Omnichannel Analytics turning complex data into insights for CVS Health. Analyze customer interactions to improve experiences across digital, retail, and pharmacy channels.
Deal Desk Analyst supporting sales operations and managing complex deals at Replit. Essential role in revenue team and process optimization for deal execution.
Strategy Analyst supporting digital strategy and AI initiatives at Coles Group. Collaborating with key stakeholders to ensure strategic alignment and enhance technology operations.
Credit Analyst managing financial risk and compliance through monitoring and covenant testing for Bank of America. Supporting timely resolution of issues while providing insights on financial trends.