Hybrid Senior Portfolio Analyst – Corporate

at American AgCredit

• Job title: Senior Portfolio Analyst – Corporate
• Job type: Part Time
• Experience level: Senior
• Salary: $98,644 - $171,888 per year
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Remote, United States

About the role

• Senior Portfolio Analyst managing complex commercial and mortgage loans for American AgCredit. Analyzing applications and assisting Relationship Managers in credit decision-making processes.

Responsibilities

• Responsible for the management of a designated loan portfolio typically consisting of large, complex commercial and mortgage loans
• Analyzes new loan applications and other loan servicing requests through the thorough analysis of financial statements and other pertinent credit information, and develops credit packages
• Assist the Relationship Manager in gathering the required information necessary to make appropriate credit decisions, and analyze credit and servicing requests from start to finish
• Serve as a secondary point of contact for the customer
• Make recommendations on loan and servicing requests based on the Association’s Loan Underwriting Standards
• Responsible for the approval/denial of credit actions through either the utilization of assigned delegated authority or recommendation to a higher level of delegated authority

Requirements

• BA/BS degree with emphasis on agribusiness, business administration, or equivalent
• Eight or more years of progressively responsible banking or related agricultural lending experience with preferred experience in Vineyard/Winery industry
• Demonstrated analytical and statistical skills to effectively evaluate loan request and make the appropriate independent opinion of credit worthiness of the applicant, aligned with the credit philosophy and risk appetite of the organization
• Demonstrated understanding of agricultural lending principles and practices, and association and Farm Credit System operating policies and procedures
• Knowledge of Participation and Syndication credits
• Knowledge of FCA regulations, association, and district policies and procedures
• Demonstrated proficiency in organizing and prioritizing work to meet deadlines
• Strong written and verbal communication skills
• Strong persuasive and interpersonal skills
• Proficient in use of PC, including word-processing, e-mail and electronic spreadsheet software

Benefits

• Commitment to agriculture and the communities we serve
• Family friendly work environment
• Investment in employee development
• Medical, Dental and Vision coverage
• Outstanding 401k – automatic 3% employer contribution, plus match up to 6%
• Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time)
• Competitive Incentive Compensation Plan
• Disability & Life Insurance
• Employee mental, physical, and financial wellness programs