Hybrid Credit Risk Analyst – Retail Banking

Posted 2 months ago

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About the role

  • Credit Risk Analyst supporting the design and development of credit risk models for a major UK retail bank. Collaborating with cross-functional teams in a hybrid work environment.

Responsibilities

  • Develop and monitor credit risk models for unsecured lending portfolios
  • Conduct portfolio performance analysis and deliver actionable insights
  • Support policy development, risk appetite tracking, and IFRS9 modelling
  • Collaborate with product, underwriting, and compliance teams
  • Present findings to senior risk stakeholders and contribute to regulatory reporting

Requirements

  • 2+ years of experience in a credit risk, analytics, or data science role
  • Strong SQL and Excel skills; SAS or Python experience a plus
  • Understanding of consumer lending products and risk lifecycle
  • Analytical mindset with excellent communication skills
  • Knowledge of IFRS9 or PRA requirements a bonus

Benefits

  • Comprehensive benefits including pension and bonus scheme
  • Strong internal mobility and progression path

Job title

Credit Risk Analyst – Retail Banking

Job type

Experience level

JuniorMid level

Salary

£40,000 - £50,000 per year

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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