About the role

  • Analyzes financial statements and summarizes existing client's performance via periodic risk profile reviews
  • Partners with credit and client teams both within Centralized and Regional Credit Lines of Business
  • Manages risk through accurate financial spreading, risk rating, and covenant test calculations
  • Expands expertise by reviewing policy and procedure thoroughly and actively participating in continuing education sessions
  • Collaborates with peers to manage optimal workflow
  • Identifies and escalates process breakdowns
  • Independently administer a portfolio of subsidiary clients, facilitating credit solutions tailored to their needs
  • Prepare, review, and coordinate loan agreements and uncommitted facility letters
  • Oversee all monitoring and maintenance activities for assigned accounts, ensuring compliance and performance
  • Serve as a direct liaison with internal teams (including subsidiary banking) and external clients
  • Drive credit transactions to completion efficiently and within required timelines
  • Ensure data accuracy, completeness, and timeliness across all key systems and documentation
  • Complete Trade Operations Datasheets and MOFs; manage auto-extension of Letters of Credit
  • Strategic contributor to the growth of the Enterprise Credit Subsidiary Lending business

Requirements

  • Minimum of 3 + yrs loan closing experience or portfolio management & loan servicing experience within corporate banking
  • Bachelor’s degree or equivalent and/or track record of relevant experience
  • Proven background in Credit or Operations, with knowledge of Corporate Banking products and services
  • Experience interpreting loan agreements and related financial documentation
  • Prioritization Skills: Credit Documentation Requirements
  • Credit and Risk Assessment
  • Critical Thinking
  • Financial Analysis
  • Prioritization
  • Attention to Detail
  • Business Acumen
  • Decision Making
  • Financial Forecasting and Modeling
  • Written Communications
  • Analytical Thinking
  • Client Management
  • Collateral Management
  • Recording/Organizing Information
  • Underwriting

Benefits

  • Health insurance
  • 401(k) matching
  • Paid time off
  • Discretionary incentive eligibility

Job title

Credit Analyst

Job type

Experience level

Mid levelSenior

Salary

$32 - $37 per hour

Degree requirement

High School Diploma

Location requirements

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