Hybrid Associate Relationship Manager

at CDC Small Business Finance

• Job title: Associate Relationship Manager
• Job type: Full Time
• Experience level: Junior, Mid level
• Salary: $28 - $36 per hour
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, San Diego, United States

About the role

• Associate Relationship Manager supporting Small Business Lending Credit Team at Momentus Capital. Collaborating on loan files, underwriting, and enhancing credit analysis skills.

Responsibilities

• Complete initial loan file review and enter basic data and information into Ventures loan log.
• Identify missing documentation and/ or ‘red flags’ within the credit, and provide a checklist to the assigned RM.
• Format and edit LO narratives within V+ file, to increase efficiency and usefulness.
• Spread historic and projected financials (Income statements, balance sheets, revenue projections).
• Review personal and business credit reports and enter derogatory explanations into V+. Alert RM of missing data/derogatory items.
• Work closely with Underwriting Manager and Relationship Manager Team Lead for pipeline management and sales skills to incorporate strong customer service throughout the process to keep clients engaged and motivated.
• Train with Underwriting Manager and RM Team Lead on underwriting and credit analysis.
• Support RM Team with Credit Amendments and NAC’s.
• After proper training and experience, the Associate will be tasked with underwriting smaller or simple deals.
• The Relationship Manager Associate will review each of their credit memos with the Underwriting Manager prior to sending them to the Credit Administrator for approval.

Requirements

• Bachelor’s degree in business, accounting, mathematics or finance related field from a recognized college or university preferred.
• Proficiency with MS Office applications and strong experience in MS Excel.
• General computer knowledge and navigation skills.
• Ability to prioritize, effectively manage workload, remain organized and maintain confidential information.
• Strong written and grammatical skills.
• Prior banking or lending experience preferred.

Benefits

• The salary range for this position is $28.42 - $35.53 per hour and is eligible for an annual incentive.
• This role is remote/hybrid/onsite and is eligible for an annual incentive.
• All employees must be legally authorized to work in the United States. The Company will not sponsor applicants for work visas.