Consultor de Riscos Financeiros na Vivo Fintech analisando e gerenciando o portfólio de empréstimos. Elaborando estratégias para a redução de inadimplência e trabalhando com diversas equipes.
Responsibilities
Portfolio Management: Analyze and manage Vivo Fintech's loan portfolio, ensuring the mitigation of financial risks.
Provision for Doubtful Debts (PDD): Manage the PDD, developing strategies to reduce delinquency and preparing relevant reports.
Metrics Development and Monitoring: Develop and implement portfolio performance indicators, track trends and generate insights to support strategic decisions.
Cross-functional Collaboration: Work closely with credit, operations and technology teams to implement improvements in financial processes and products.
Requirements
Education: Bachelor's degree in Economics, Business Administration, Finance, Engineering, Mathematics or related fields.
Experience: Proven experience in portfolio management and PDD for loan portfolios.
Technical Knowledge:
- Strong understanding of financial risk analysis and key performance indicators.
- Proficiency in data analysis tools (advanced Excel, Power BI, SQL, Python, etc.).
Soft Skills:
- Analytical and critical thinking for problem solving.
- Excellent communication and teamwork skills.
- Proactivity and the ability to adapt to a dynamic and challenging environment.
- Executive communication (visual and verbal presentations).
Benefits
Choose the ideal benefit for you and your dependents via a digital platform with multiple categories such as Gym, Meal Voucher (VR), Food Voucher (VA), Pharmacy Assistance, Health Insurance, Dental Insurance and Life Insurance.
Company mobile phone. Yes, a brand-new smartphone for you!
Unlimited voice and data plan — truly unlimited — on the best mobile network, even faster with Vivo 5G!
Exclusive Vivo offer with special discounts on landline, broadband, TV and apps.
Eligible to receive an annual bonus or PPR (annual profit-sharing).
Plan your future through a private pension plan.
Have children? You are entitled to a subsidy to help with school, daycare or babysitter expenses.
Work in an environment that respects your personality, dress style and individuality, where you can be authentic. #VemdeVocê
Work remotely up to twice a week. #Mobility
Flexible working hours.
Take a day off to celebrate your birthday.
Take part in one of the largest corporate volunteer programs, enabling you to make a difference in the world.
Benefit from our Educational Development Program offering partnerships with educational institutions at a discount; certifications and online courses.
Accelerate your career with our Internal Recruitment Program, in Brazil or abroad — we operate in over 17 countries! #VivoMinhaCarreira
Access a range of initiatives to improve your physical, emotional and social well-being! We offer the #VivoBemEstar program, which encourages healthy habits and a better quality of life. Available services include consultations with nutritionists, psychologists, social workers, telemedicine, and more!
All our vacancies are open to people with disabilities and/or rehabilitated professionals. We have a culture that values diversity, differences and people's potential! #VivoDiversidade #VemPraVivo
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