About the role

  • Consultor de Riscos Financeiros na Vivo Fintech analisando e gerenciando o portfólio de empréstimos. Elaborando estratégias para a redução de inadimplência e trabalhando com diversas equipes.

Responsibilities

  • Portfolio Management: Analyze and manage Vivo Fintech's loan portfolio, ensuring the mitigation of financial risks.
  • Provision for Doubtful Debts (PDD): Manage the PDD, developing strategies to reduce delinquency and preparing relevant reports.
  • Metrics Development and Monitoring: Develop and implement portfolio performance indicators, track trends and generate insights to support strategic decisions.
  • Cross-functional Collaboration: Work closely with credit, operations and technology teams to implement improvements in financial processes and products.

Requirements

  • Education: Bachelor's degree in Economics, Business Administration, Finance, Engineering, Mathematics or related fields.
  • Experience: Proven experience in portfolio management and PDD for loan portfolios.
  • Technical Knowledge:
  • - Strong understanding of financial risk analysis and key performance indicators.
  • - Proficiency in data analysis tools (advanced Excel, Power BI, SQL, Python, etc.).
  • Soft Skills:
  • - Analytical and critical thinking for problem solving.
  • - Excellent communication and teamwork skills.
  • - Proactivity and the ability to adapt to a dynamic and challenging environment.
  • - Executive communication (visual and verbal presentations).

Benefits

  • Choose the ideal benefit for you and your dependents via a digital platform with multiple categories such as Gym, Meal Voucher (VR), Food Voucher (VA), Pharmacy Assistance, Health Insurance, Dental Insurance and Life Insurance.
  • Company mobile phone. Yes, a brand-new smartphone for you!
  • Unlimited voice and data plan — truly unlimited — on the best mobile network, even faster with Vivo 5G!
  • Exclusive Vivo offer with special discounts on landline, broadband, TV and apps.
  • Eligible to receive an annual bonus or PPR (annual profit-sharing).
  • Plan your future through a private pension plan.
  • Have children? You are entitled to a subsidy to help with school, daycare or babysitter expenses.
  • Work in an environment that respects your personality, dress style and individuality, where you can be authentic. #VemdeVocê
  • Work remotely up to twice a week. #Mobility
  • Flexible working hours.
  • Take a day off to celebrate your birthday.
  • Take part in one of the largest corporate volunteer programs, enabling you to make a difference in the world.
  • Benefit from our Educational Development Program offering partnerships with educational institutions at a discount; certifications and online courses.
  • Accelerate your career with our Internal Recruitment Program, in Brazil or abroad — we operate in over 17 countries! #VivoMinhaCarreira
  • Access a range of initiatives to improve your physical, emotional and social well-being! We offer the #VivoBemEstar program, which encourages healthy habits and a better quality of life. Available services include consultations with nutritionists, psychologists, social workers, telemedicine, and more!
  • All our vacancies are open to people with disabilities and/or rehabilitated professionals. We have a culture that values diversity, differences and people's potential! #VivoDiversidade #VemPraVivo

Job title

Financial Risk Consultant

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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