Payment Support Specialist providing personalized support in payments for credit union success. This role requires expertise in technical operations, compliance, risk management and payment channels.
Responsibilities
The Payment Support Specialist serves as a trusted payments expert, providing personalized and relationship-focused support enabling credit union success.
This role requires expertise across four critical domains: technical system operations, payment rail mechanics, regulatory and compliance requirements, and payment risk management.
Educate credit unions on payment operations, system functionality, and workflows across ACH, domestic wires, foreign wires, foreign checks, instant payments, bill pay, checks and deposit capture.
Respond to payment scenario questions by explaining available options and requirements.
Maintain accurate records in systems (CRM, ticketing platforms).
Investigate payment issues including ACH returns, wire rejections, check returns and adjustments, file rejections and transaction errors.
Work with teams to resolve credit union needs and to inform process and product improvements.
Requirements
A high school diploma or general education degree (GED) with a minimum of 3 years of experience in payment operations within a payment processor, fintech, or financial institution
Demonstrated advanced competency in 2 or more of the following payment types: ACH, wires, foreign wires, foreign checks, instant payments (RTP/FedNow), bill pay, checks, deposit capture
Understanding of payment rail mechanics, exception handling, and reconciliation processes
Working knowledge of payment compliance frameworks and regulatory requirements including Reg E, Reg CC, Nacha Operating Rules, UCC Articles 3, 4, and 4A, BSA/AML, and OFAC
Above average PC skills and be proficient in the use of Microsoft Outlook, Word, Excel, and CRM.
The individual will be trained on the in-house systems that are supported by Vizo Financial and payment systems.
Ability to learn other software as required.
Benefits
Complete health benefits package (medical, prescription, dental, vision)
Excellent 401(k) program
Fully paid life insurance and disability benefits
11 paid holidays; 18 PTO days (PTO increases based on tenure)
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