Bank Credit Risk Analyst providing analytical support for USAA's Real Estate Lending portfolios. Collaborating on reports to monitor credit risk and performance management strategies.
Responsibilities
Provides essential analytical and reporting support for USAA's Real Estate Lending portfolios.
Assists in generating monthly and ad-hoc reports, including trended performance views, quarterly financial summaries, and monthly Key Risk Indicator (KRI) and Business Risk Indicator (BRI) reports.
Defines guidelines and framework, uses quantitative methods to assist in the identification of credit risk, development and delivery of credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite.
Supports initiatives to mitigate operational and compliance risk inherent in credit strategy.
Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products.
Requirements
Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
Up to 2 years of business analytics experience or work focused on analysis.
Developing understanding of banking regulations, risk, and compliance.
Demonstrated presentation and communication skills.
Basic business acumen and attention to detail and accuracy.
Ability to identify issues and recommend solutions to solve problems.
Basic knowledge of current analytical coding languages, such as SAS, SQL, or Python.
Solid knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint.
Knowledge of federal laws, rules, regulations, and applicable guidance.
Benefits
comprehensive medical, dental and vision plans
401(k)
pension
life insurance
parental benefits
adoption assistance
paid time off program with paid holidays plus 16 paid volunteer hours
various wellness programs
career path planning and continuing education
Job title
Bank Credit Risk Analyst III – Real Estate Lending
Application Analyst providing technical support for healthcare applications at Intermountain Health. Configuring, optimizing, and maintaining application solutions to support operations and user satisfaction.
Analyste Support Applicatif chez Consort Group, responsable du bon fonctionnement des applications de distribution de services. Interaction avec équipes techniques et gestion des incidents critiques.
Credit Analyst responsible for underwriting Hedge Funds within Bank of America’s Global Markets. Managing credit lines, trade approvals, and relationship management in a fast - paced environment.
Category Development Analyst responsible for market insights and sales performance analysis for Tayto Snacks. Collaborating with teams and supporting brand profitability in the Irish savoury snacks market.
Senior Technical Functional Analyst at Deutsche Bank, owning technical design for mainframe payment systems. Analyzing requirements, designing solutions, and supporting developers in a pressured environment.
Travel Modeling Analyst developing forecasting tools and data products for US transportation agencies. Involves data management, analysis, and modeling activities using advanced software and statistical methods.
Jr. Statistical Analyst supporting statewide reporting through data collection and analysis for the Arizona Supreme Court. Involves collaborating with courts and stakeholders on statistical data processing.
BCBA responsible for evaluation and implementation of ABA Therapy plans for autism clients at BY YOUR SIDE. Collaborating with multidisciplinary teams to maintain therapy plans.
Board Certified Behavior Analyst delivering evidence - based behavioral health services for children at River Rock Behavioral Therapy. Collaborating with interdisciplinary teams and providing individual support to clients.
Lead Analyst developing and delivering customer engagement, credit, and pricing strategies for a finance business. Utilizing analytical techniques and collaborating with cross - functional teams to optimize portfolio management.