Hybrid Bank Credit Risk Analyst III – Real Estate Lending

Posted 8 hours ago

Apply now

About the role

  • Bank Credit Risk Analyst providing analytical support for USAA's Real Estate Lending portfolios. Collaborating on reports to monitor credit risk and performance management strategies.

Responsibilities

  • Provides essential analytical and reporting support for USAA's Real Estate Lending portfolios.
  • Assists in generating monthly and ad-hoc reports, including trended performance views, quarterly financial summaries, and monthly Key Risk Indicator (KRI) and Business Risk Indicator (BRI) reports.
  • Defines guidelines and framework, uses quantitative methods to assist in the identification of credit risk, development and delivery of credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite.
  • Supports initiatives to mitigate operational and compliance risk inherent in credit strategy.
  • Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products.

Requirements

  • Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
  • Up to 2 years of business analytics experience or work focused on analysis.
  • Developing understanding of banking regulations, risk, and compliance.
  • Demonstrated presentation and communication skills.
  • Basic business acumen and attention to detail and accuracy.
  • Ability to identify issues and recommend solutions to solve problems.
  • Basic knowledge of current analytical coding languages, such as SAS, SQL, or Python.
  • Solid knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint.
  • Knowledge of federal laws, rules, regulations, and applicable guidance.

Benefits

  • comprehensive medical, dental and vision plans
  • 401(k)
  • pension
  • life insurance
  • parental benefits
  • adoption assistance
  • paid time off program with paid holidays plus 16 paid volunteer hours
  • various wellness programs
  • career path planning and continuing education

Job title

Bank Credit Risk Analyst III – Real Estate Lending

Job type

Experience level

JuniorMid level

Salary

$69,920 - $125,850 per year

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

Report this job

See something inaccurate? Let us know and we'll update the listing.

Report job