Bank Credit Risk Analyst providing analytical support for USAA's Real Estate Lending portfolios. Collaborating on reports to monitor credit risk and performance management strategies.
Responsibilities
Provides essential analytical and reporting support for USAA's Real Estate Lending portfolios.
Assists in generating monthly and ad-hoc reports, including trended performance views, quarterly financial summaries, and monthly Key Risk Indicator (KRI) and Business Risk Indicator (BRI) reports.
Defines guidelines and framework, uses quantitative methods to assist in the identification of credit risk, development and delivery of credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite.
Supports initiatives to mitigate operational and compliance risk inherent in credit strategy.
Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products.
Requirements
Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
Up to 2 years of business analytics experience or work focused on analysis.
Developing understanding of banking regulations, risk, and compliance.
Demonstrated presentation and communication skills.
Basic business acumen and attention to detail and accuracy.
Ability to identify issues and recommend solutions to solve problems.
Basic knowledge of current analytical coding languages, such as SAS, SQL, or Python.
Solid knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint.
Knowledge of federal laws, rules, regulations, and applicable guidance.
Benefits
comprehensive medical, dental and vision plans
401(k)
pension
life insurance
parental benefits
adoption assistance
paid time off program with paid holidays plus 16 paid volunteer hours
various wellness programs
career path planning and continuing education
Job title
Bank Credit Risk Analyst III – Real Estate Lending
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