Hybrid Senior Appraisal Analyst

at Truist

• Job title: Senior Appraisal Analyst
• Job type: Full Time
• Experience level: Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Charlotte, United States

About the role

• Review property valuations to ensure compliance with laws and policies in mortgage lending at Truist. Utilize critical thinking and analytical skills in collateral evaluation.

Responsibilities

• Responsible for reviewing property valuations to ensure compliance with Federal/State law and Truist risk policy
• Successfully use critical thinking and analytical skills to review collateral
• Develop and maintain a strong understanding of Mortgage Lending products, policies, processes, and their collateral requirements
• Obtain required collateral documentation per program requirements from internal clients, external clients, vendors, and third-party sources
• Perform detailed review of all collateral documentation to ensure that loans meet portfolio and investor guidelines
• Identify and determine next steps for collateral issues that have been escalated
• Consistently communicate with other departments and sales to ensure pipeline metrics and quality guidelines are met
• Adhere to all compliance regulations and controls
• Develop and maintain positive working relationships with co-workers, internal and external clients, business partners, and vendors
• Cultivate relationships with peers as a peer mentor

Requirements

• Four years or more of mortgage or consumer loan underwriting experience - appraisal review experience strongly preferred
• Three years of continuous collateral review experience
• Excellent Communication skills, both written and verbal, in relating to internal and external clients
• Demonstrates proficiency in basic computer applications such as Microsoft Office software products
• FHA DE (CHUMS) / VA SAR/LAPP preferred
• Appraisal review or field experience with residential appraising preferred
• Experience with using appraisal and market evaluation tools preferred
• Demonstrates proficiency in mortgage automated processing systems preferred
• Basic knowledge of bank services and products preferred
• Bachelor's degree, or equivalent education and related training preferred

Benefits

• Health insurance
• 401(k) matching
• Paid time off (10 vacation days, 10 sick days)
• Life insurance
• Disability benefits
• Accidental death and dismemberment insurance
• Tax-preferred savings accounts