Functional Consultant focused on payment authorization processes within a LATAM team. Analyzing data to identify improvements and collaborating with multiple stakeholders.
Responsibilities
Analizar datos sobre el comportamiento de las autorizaciones (aceptaciones, rechazos, caídas).
Identificar oportunidades de mejora en la configuración y operación de plataformas de tarjetas.
Diagnosticar problemas relacionados con fraude, crédito, límites, rechazos y rutas de autorización.
Apoyar la definición de planes de acción funcionales junto a las áreas involucradas (TI, Producto, Operaciones).
Presentar hallazgos con claridad y storytelling convincente para la toma de decisiones.
Interactuar con múltiples stakeholders: bancos emisores, equipos internos y expertos de la red.
Participar en iniciativas regionales que impactan también a países como Costa Rica, Panamá, Uruguay.
Requirements
5 años de experiencia en medios de pago, preferiblemente en emisores (tarjetas de crédito/débito).
Conocimiento funcional de flujos de autorización y mensajería ISO 8583.
Capacidad de análisis de datos (Excel avanzado, Power BI, Tableau o similares).
Conocimiento de causas de rechazo comunes: fraude, riesgo, configuración.
Habilidad para estructurar iniciativas de mejora táctica y comunicarlas con claridad.
Buen manejo del español e inglés funcional (intermedio-alto).
Excelentes habilidades de autogestión, resolución de ambigüedades y trabajo interdisciplinario.
Benefits
Modalidad remota con preferencia por esquema híbrido (una semana presencial al mes)
Job title
Consultor Funcional – Experto en Autorizaciones de Medios de pago
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