Risk Manager II overseeing dealer performance and governance of Dealer Oversight committee at TD. Identifying risk issues and solutions to satisfy audit and regulatory requirements while managing risk segmentation strategies.
Responsibilities
Provides dealer performance review and governs Dealer Oversight committee
Identifies risk issues and solutions to satisfy audit and regulatory requirements
Establishes KPIs and provides hands-on data analytics to streamline auto decisioning rules and Credit policy changes
Manages the creation, implementation and validation of various risk segmentation strategies including, adjudication, exposure management, risk segmentation, and financial return optimization
Provides critical information, interpretative, and detailed analysis
Deploys critical credit risk rational strategies that ensure the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines
Investigates, creates, implements and validates various risk segmentation strategies and policies using complex data
Requirements
Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below
10+ years' experience required
Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages
Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS
Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker
Strong analytical and problem solving skills are required to interpret data and draw conclusions
Flexibility to adapt to rapidly changing requirements
Extremely strong attention to detail with ability to manage a range of tasks and prioritize
Proven ability to develop and maintain productive business/peer relationships
Superb written and verbal communication skills
Experienced in developing and presenting recommendations to Senior Management.
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
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