AVP, Portfolio Credit Analytics supports clients like American Eagle & J.Crew with analytics solutions. Collaboration across teams to mitigate credit losses and enhance portfolio performance.
Responsibilities
Partnering with various PCMs to understand analytic needs and provide insight and recommendations to support portfolio growth and loss mitigation.
Develop and support best-in-class analytic solutions/algorithms for assigned clients with minimum guidance.
Ability to solve business problems independently as well as coordinate and lead credit tasks in cross functional projects.
Identify the key trends associated with portfolios using advanced analytics and help the business to deploy necessary strategies to mitigate credit losses.
Study and analyze existing business trends and provide actionable insights to Portfolio Credit Managers and senior leadership on-ways to increase profitability.
Support tracking and reporting of champion/challenger tests including preliminary analysis of the performance of the different strategies.
Work cross-functionally to support the implementation of new products and capabilities.
Work on multiple projects simultaneously and manage projects independently across portfolios.
Coach analysts in various business/technical aspects, establishing priorities and coordinating work.
Investigate and resolve various customer and client issues.
Expand support to other PCMs and team members based on need.
Requirements
Bachelor's degree with quantitative underpinning (i.e., Data Science, Computer Science, Risk, Accounting, Business, Economics, Finance, Mathematics, Statistics, Engineering) with 4+ years of experience in consumer and/or commercial Credit/Risk, or Analytics role.
OR in lieu of a degree, 6+ years of experience in Programming/Analytics ideally in support of Risk, Credit, Finance, Accounting, Consumer Lending, or other relevant professional experience.
4+ years of experience in SAS, SQL and other Analytical tools.
Ability to work with large or complex datasets.
Experience working with cross-functional project teams.
Experience presenting to senior leadership.
Excellent analytical and presentation skills.
Strong PC proficiency (Microsoft Suite, including: Word, Excel and PowerPoint).
Benefits
best-in-class employee benefits and programs that cater to work-life integration and overall well-being
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