AVP Acquisition Credit Strategy developing and monitoring credit acquisition strategies for Synchrony clients. Collaborating with analytics and implementation teams to drive profitable growth.
Responsibilities
Reporting to the VP Acquisition Credit Strategy, the AVP Acquisition Credit Strategy will develop, implement and monitor credit acquisitions strategies for several clients across Synchrony.
Develop, implement and monitor new account credit strategies that drive profitable growth while operating within the risk appetite.
Create strategies that minimize both Synchrony’s and the retail partners’ risks, while balancing the risk–reward tradeoff.
Use advanced analytics to build custom credit risk strategies, perform strategy validation, testing, implementation, and on-going monitoring of key credit metrics.
Drive enhanced strategies using champion/challenger learnings to reduce credit risk and improve customer experience.
Proactively research and identify areas of opportunity for improvement, work closely with the client teams to identify client needs and customize strategies that are mutually beneficial.
Communicate effectively by articulating strategy recommendations clearly and concisely during meetings.
Complete required strategy documentation and meet audit standards.
Work closely with implementation team to ensure strategy is implemented correctly through pre and post implementation validation.
Requirements
Bachelor's Degree in Economics, Mathematics, Physics, Statistics, or other quantitative field; or in lieu of a degree 6+ years experience with analytics in credit or fraud in the financial services industry
3+ years’ experience with analytics in credit or fraud in the financial services industry
1+ year experience with a data tool such as SAS, Python and/or SQL
1+ year experience with Excel, ideally using advanced features such as pivot tables, macros, etc.
Ability and flexibility to travel for business as required
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