About the role

  • Assesses, calculates and specifies the conditions under which Prudential is willing to accept risk on Group Life, Disability, and/or Supplemental Health business for prospective and in-force customers.
  • Independently applies Underwriting judgment, formulates pricing decisions, negotiates within their authority limit, and handles standard to complex reporting requests.
  • Understands and applies current pricing strategy across the book of business.
  • Confidently and effectively communicates point of view through both verbal and written communications and negotiates with internal/external partners in various roles.
  • Actively engages in supporting the positive consultative outcomes crucial to our long-term success, identifying opportunities to provide consultative creative solutions and making recommendations.
  • Creates accurate offers, standard experience reports and/or evaluations, projections for assigned accounts and may create detailed and customized reporting to support cases.
  • Maintains updated records and case files in accordance with underwriting and records policies & procedures.
  • Demonstrates an awareness of regional trends, competitive landscape and factors that influence the marketplace and regulatory environment.
  • Actively supports the Leadership initiatives, offering continuous guidance and proactively sharing expertise with others, and serving as a resource for less experienced underwriters.
  • Demonstrates a strong ability to help others gain an understanding of the underwriting process.

Requirements

  • Group Life, Disability and/or Supplemental Health underwriting experience, preferably 7+ years
  • Bachelor’s degree or equivalent work experience
  • Ability to work independently
  • Strong time management and organizational skills
  • Ability to prioritize work with limited oversight
  • Results and profit oriented
  • Strong Analytical and mathematical skills
  • Proficient with Microsoft Office and email software
  • Excellent Excel skills
  • Excellent communication and collaboration skills
  • Ability to develop strong working relationships
  • Understands and adheres to policies and procedures
  • Exhibits behaviors aligned with leadership competencies

Benefits

  • Medical, dental, vision, life insurance, disability insurance
  • Paid Time Off (PTO), and leave of absences, such as parental and military leave
  • 401(k) plan with company match (up to 4%)
  • Company-funded pension plan
  • Wellness Programs including up to $1,600 a year for reimbursement of items purchased to support personal wellbeing needs.
  • Work/Life Resources to help support topics such as parenting, housing, senior care, finances, pets, legal matters, education, emotional and mental health, and career development.
  • Education Benefit to help finance traditional college enrollment toward obtaining an approved degree and many accredited certificate programs.
  • Employee Stock Purchase Plan: Shares can be purchased at 85% of the lower of two prices (Beginning or End of the purchase period), after one year of service.
  • Eligibility to participate in a discretionary annual incentive program is subject to the rules governing the program, whereby an award, if any, depends on various factors including, without limitation, individual and organizational performance.

Job title

Lead Underwriting Specialist

Job type

Experience level

Senior

Salary

$107,300 - $166,400 per year

Degree requirement

Bachelor's Degree

Location requirements

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