Assesses, calculates and specifies the conditions under which Prudential is willing to accept risk on Group Life, Disability, and/or Supplemental Health business for prospective and in-force customers.
Independently applies Underwriting judgment, formulates pricing decisions, negotiates within their authority limit, and handles standard to complex reporting requests.
Understands and applies current pricing strategy across the book of business.
Confidently and effectively communicates point of view through both verbal and written communications and negotiates with internal/external partners in various roles.
Actively engages in supporting the positive consultative outcomes crucial to our long-term success, identifying opportunities to provide consultative creative solutions and making recommendations.
Creates accurate offers, standard experience reports and/or evaluations, projections for assigned accounts and may create detailed and customized reporting to support cases.
Maintains updated records and case files in accordance with underwriting and records policies & procedures.
Demonstrates an awareness of regional trends, competitive landscape and factors that influence the marketplace and regulatory environment.
Actively supports the Leadership initiatives, offering continuous guidance and proactively sharing expertise with others, and serving as a resource for less experienced underwriters.
Demonstrates a strong ability to help others gain an understanding of the underwriting process.
Requirements
Group Life, Disability and/or Supplemental Health underwriting experience, preferably 7+ years
Bachelor’s degree or equivalent work experience
Ability to work independently
Strong time management and organizational skills
Ability to prioritize work with limited oversight
Results and profit oriented
Strong Analytical and mathematical skills
Proficient with Microsoft Office and email software
Excellent Excel skills
Excellent communication and collaboration skills
Ability to develop strong working relationships
Understands and adheres to policies and procedures
Exhibits behaviors aligned with leadership competencies
Benefits
Medical, dental, vision, life insurance, disability insurance
Paid Time Off (PTO), and leave of absences, such as parental and military leave
401(k) plan with company match (up to 4%)
Company-funded pension plan
Wellness Programs including up to $1,600 a year for reimbursement of items purchased to support personal wellbeing needs.
Work/Life Resources to help support topics such as parenting, housing, senior care, finances, pets, legal matters, education, emotional and mental health, and career development.
Education Benefit to help finance traditional college enrollment toward obtaining an approved degree and many accredited certificate programs.
Employee Stock Purchase Plan: Shares can be purchased at 85% of the lower of two prices (Beginning or End of the purchase period), after one year of service.
Eligibility to participate in a discretionary annual incentive program is subject to the rules governing the program, whereby an award, if any, depends on various factors including, without limitation, individual and organizational performance.
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