Hybrid Underwriting Manager – Machinery and Equipment

Posted 2 days ago

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About the role

  • Ensure risk assessment processes through management, strategy development and analysis of insurance proposals to guarantee compliance with the company’s credit and risk policies;
  • Support the commercial, claims, customer service and sales teams through meetings, training and technical guidance;
  • Participate in credit committees with executives and the underwriting team to decide on risk acceptance;
  • Conduct client visits and roadshows to structure new business opportunities;
  • Propose development of new features in Pottencial’s product system through meetings, technical guidance and validation of automated processes;
  • Liaise with reinsurers and coinsurers on insurance proposals for facultative placements and special acceptances, and participate in negotiations for reinsurance contract renewals;
  • Define strategies and performance indicators for automated underwriting models to scale operations and mitigate risks;
  • Define and approve policies and standard operating procedures;
  • Ensure compliance and execution of the guarantee issuance process by applying technical standards to meet targets and ensure business profitability;
  • Manage information on outstanding premiums for the Guarantee and Lease Surety products, with autonomy to make case-by-case decisions and actions to prevent defaults in the portfolio;
  • Manage and ensure the pricing policy for Guarantee and Lease Surety products for corporate (PJ) and individual (PF) customers, aiming to establish commercial terms for brokers;
  • Manage the policy cancellation process and premium refunds for all products;
  • Manage the onboarding/registration process to ensure compliance with technical standards, internal policies and service level agreements (SLAs);
  • Manage individual underwriting for the Lease Surety product, participating in the development of strategies, policies and risk/credit approval processes to ensure product profitability and lower loss ratios for the company;

Requirements

  • Bachelor’s degree or equivalent;
  • Advanced MS Office skills;
  • People management experience;
  • Business management skills;
  • Commercial management experience;
  • Performance/metrics management;
  • Preferred – Advanced knowledge of insurance rules and regulations;
  • Preferred – Advanced knowledge of regulatory bodies;

Benefits

  • Meal voucher (R$ 997.70 / month);
  • Food allowance (R$ 771.13 / month);
  • Bradesco Health Plan (Apartment coverage);
  • Bradesco Dental Plan;
  • Profit-sharing (PLR);
  • Alelo Christmas basket voucher (R$ 771.13);
  • Life insurance;
  • Childcare or nanny subsidy (R$ 502.29 for children up to 6 years);
  • 6-month maternity leave and 20-day paternity leave;
  • Paid day off on your birthday;
  • 13th salary advance in May;

Job title

Underwriting Manager – Machinery and Equipment

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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