Payments Manager at Plum, responsible for overseeing payment operations and ensuring compliance with regulatory frameworks. Managing a team and optimizing customer payment experiences across various product lines.
Responsibilities
Develop and manage strategic relationships with payment providers to ensure seamless delivery of solutions that meet customer needs across all payment channels.
Ensure timely and accurate execution of inbound and outbound payments (e.g., deposits, withdrawals, dividends, fund transfers).
Ensure adherence to FCA, PSD2, and EMI regulatory requirements.
Responsible for guiding internal teams with expert recommendations to optimize payment processes and maintain consistency with overall business strategy and regulatory changes.
Manage relationships with banks, card networks, payment processors, and custodians.
Identify opportunities to streamline payment workflows and reduce operational risk.
Drive automation initiatives to enhance scalability and efficiency.
Responsible for creating payment experiences that balance customer-centric design with operational efficiency and fraud risk management.
Lead and mentor the payments operations team.
Foster a culture of accountability, innovation, and continuous improvement.
Collaborate with product, compliance, and technology teams to design payment solutions aligned with new product launches.
Requirements
Proven experience in payment operations management within Fintech, banking, or financial services.
Strong knowledge of EMI regulations, FCA requirements, and PSD2 framework.
Familiarity with investment products (ISA, GIA, stocks, mutual funds).
Experience with payment systems (SEPA, Faster Payments, SWIFT, card acquiring).
Excellent analytical, problem-solving, and stakeholder management skills.
Strong communication and relationship-building abilities, with the ability to build and sustain strong relationships across internal teams and external stakeholders.
Leadership experience with the ability to build and motivate high-performing teams.
Benefits
Own part of the company you're helping grow through stock options
Private health insurance
Annual training budget
Plum Premium for free
Competitive referral scheme
Hybrid working: 2 days a week connecting in our beautiful offices in London, Athens, or Cyprus
Team breakfasts and team lunches
25 days holiday + bank holidays
45 work-from-anywhere days to give you flexibility to work your way
2 weeks sabbatical after 4 years to take the break you deserve
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