Senior Sourcing Associate at Twelve responsible for supplier sourcing and cost strategy across packaging and promotional items. Collaborating with teams to deliver high - quality products and managing supplier performance to ensure timely delivery.
About the role
- Team Lead overseeing portfolio management, leading acquisition and risk assessment for fintech solutions. Driving analytic strategies and managing stakeholder collaborations for operational success.
Responsibilities
- Take responsibility for portfolio acquisition and portfolio management, balancing profitability and risk
- Lead pricing, acquisitions, ongoing management and potential disposals of our portfolios
- Work closely with internal teams and external partners, ensuring smooth communication across all portfolio management activities
- Responsible for KPI reporting, developing forecasts and providing data-driven recommendations to the management team
- Develop the valuation framework for portfolio risks and ensure continuous monitoring and mitigation
- Guide and develop the team with clear objectives, fostering a culture of ownership and innovation
- Continuously improve processes and identify opportunities for further automation and data-driven decision-making
Requirements
- Degree in Economics, Finance or a comparable qualification, plus several years of professional experience in credit/portfolio management, ideally within a debt collection agency
- Knowledge of credit and portfolio management, scoring/rating and segmentation
- Experience in pricing & valuation of NPL portfolio investments (cashflow models, DCF, scenario and sensitivity analyses)
- Strong analytical skills in statistical performance analysis (vintage, cohort analyses and backtesting) to prepare decision-relevant information; ideally experience in results analysis, evaluation and model development
- Experience with forecasting models and time-series analysis for strategic decision-making is a plus
- Strong MS Excel and SQL skills required; experience with Python for data preparation, modeling and automation is a plus
- Clear, goal-oriented communication style and a collaborative, empowering leadership approach
- Business-fluent English in spoken and written form; fluent German is advantageous
Benefits
- Challenging, varied tasks that support a steep learning curve in a growing company
- International team: professional colleagues and experts from 30+ nationalities
- Flat hierarchies & open communication: transparent feedback culture, monthly all-hands meetings, regular 1:1s and an annual development cycle
- Well-structured onboarding: colleagues support you from day one and ensure a warm welcome
- Security and flexibility: permanent contract, flexible working hours and 28 vacation days for a healthy work–life balance
- Competitive salary reflecting your strong performance
- Company pension plan, subsidy for the Germany public transport ticket (Deutschlandticket), and access to the Corporate Benefits platform
- Individual training budget and language courses to keep your skills up to date
- Summer and winter parties in Berlin and regular team events — we celebrate successes and our strong teams together
- Modern office on Knesebeckstraße (Charlottenburg) with fresh fruit, cereal and drinks for a pleasant working environment
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Tech skills
Location requirements
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