Team Lead overseeing portfolio management, leading acquisition and risk assessment for fintech solutions. Driving analytic strategies and managing stakeholder collaborations for operational success.
Responsibilities
Take responsibility for portfolio acquisition and portfolio management, balancing profitability and risk
Lead pricing, acquisitions, ongoing management and potential disposals of our portfolios
Work closely with internal teams and external partners, ensuring smooth communication across all portfolio management activities
Responsible for KPI reporting, developing forecasts and providing data-driven recommendations to the management team
Develop the valuation framework for portfolio risks and ensure continuous monitoring and mitigation
Guide and develop the team with clear objectives, fostering a culture of ownership and innovation
Continuously improve processes and identify opportunities for further automation and data-driven decision-making
Requirements
Degree in Economics, Finance or a comparable qualification, plus several years of professional experience in credit/portfolio management, ideally within a debt collection agency
Knowledge of credit and portfolio management, scoring/rating and segmentation
Experience in pricing & valuation of NPL portfolio investments (cashflow models, DCF, scenario and sensitivity analyses)
Strong analytical skills in statistical performance analysis (vintage, cohort analyses and backtesting) to prepare decision-relevant information; ideally experience in results analysis, evaluation and model development
Experience with forecasting models and time-series analysis for strategic decision-making is a plus
Strong MS Excel and SQL skills required; experience with Python for data preparation, modeling and automation is a plus
Clear, goal-oriented communication style and a collaborative, empowering leadership approach
Business-fluent English in spoken and written form; fluent German is advantageous
Benefits
Challenging, varied tasks that support a steep learning curve in a growing company
International team: professional colleagues and experts from 30+ nationalities
Flat hierarchies & open communication: transparent feedback culture, monthly all-hands meetings, regular 1:1s and an annual development cycle
Well-structured onboarding: colleagues support you from day one and ensure a warm welcome
Security and flexibility: permanent contract, flexible working hours and 28 vacation days for a healthy work–life balance
Competitive salary reflecting your strong performance
Company pension plan, subsidy for the Germany public transport ticket (Deutschlandticket), and access to the Corporate Benefits platform
Individual training budget and language courses to keep your skills up to date
Summer and winter parties in Berlin and regular team events — we celebrate successes and our strong teams together
Modern office on Knesebeckstraße (Charlottenburg) with fresh fruit, cereal and drinks for a pleasant working environment
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