Gerente de Políticas de Crédito e Precificação na Omni. Estruturando políticas de crédito e estratégia de precificação para nova operação.
Responsibilities
Structure and implement credit policies;
Develop a pricing strategy aligned with risk, profitability and market positioning;
Define eligibility criteria, approval rules, authorization limits and segmentations;
Build models and statistical analyses to support decision-making;
Establish analytical data foundations and monitor portfolio performance;
Work closely with commercial, product and technology teams;
Take a leading role in building the credit and pricing workflow and customer journey;
Hands-on, with a strong structuring mindset.
Requirements
Education:
Bachelor's degree in Statistics, Mathematics, Engineering, Economics, Business Administration or related fields;
Postgraduate degree or specialization in quantitative areas, risk, finance or modeling is a plus.
Experience:
Solid experience at a bank or vehicle finance company;
Practical experience building or managing credit and pricing policies;
Experience with risk analysis, segmentation, setting approval rules and monitoring portfolio performance.
Technical knowledge:
Strong foundation in financial mathematics, statistics and quantitative analysis;
Advanced proficiency in Microsoft Office and SQL Server (data extraction and manipulation). Knowledge of Python and Microsoft Fabric / Windows Fabric will be considered a differential.
Benefits
👶 Childcare allowance for children up to 6 years and 11 months
🏋️ TotalPass to support your physical health
🏠 Hybrid model 3x2 (home office and on-site)
🍴 Meal and food allowance on a flexible card
🚌 Transportation allowance
🩺 Medical and dental insurance (SulAmérica, private room coverage)
🛡️ Life insurance
🏃 Wellness program (running and more)
🎂 Day off on your birthday
💻 Conexa Saúde — online consultations with no copay
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