Hybrid Credit Quality Assurance Analyst III

at M&T Bank

• Job title: Credit Quality Assurance Analyst III
• Job type: Full Time
• Experience level: Senior, Lead
• Salary: $109,300 - $182,100 per year
• Degree requirement: Bachelor's Degree
• Tech skills: Tableau
• Location requirements: Hybrid, New York City, United States

About the role

• Credit Quality Assurance Analyst evaluating risk ratings and compliance on commercial loans at M&T Bank. Collaborating with business line managers to enhance portfolio insights.

Responsibilities

• Independently review and evaluate accuracy of individual risk ratings on assigned credit memos from a 2nd line perspective.
• Communicate regularly with business line management and/or relationship managers, Portfolio Managers, Co’s, SCO’s, Special Assets, etc.
• Assist with transaction testing Tableau scoping, reporting, and data pulls from nCino as needed.
• Assist with and or act as a lead in special projects as assigned and perform additional duties and responsibilities as required.
• Prepare written line sheets and escalate material findings to the Department Manager and/or Team Leaders on an ongoing basis.
• Assist with targeted Bank Examinations as required.
• Promote an environment that supports belonging and reflects the M&T Bank brand.

Requirements

• Minimum seven (7) years previous experience in commercial credit, lending, (CRE/C&I/Specialty)
• Bachelor's degree in a business-related curriculum, or in lieu of degree, 8years’ experience required.
• Microsoft software including Outlook, Excel, Word, PowerPoint, Access, etc.
• Data analytics experience and/or licenses
• Credit skills: ability to analyze and interpret financial statements, as well as evaluate financial analyses for accuracy and completeness
• Strong understanding of credit policies and guidelines.
• MBA preferred.

Benefits

• health insurance
• retirement plans
• forty hours of paid volunteer time each year