Bilingual Credit Analyst performing credit analysis and risk assessment for merchants at Moneris. Collaborating with teams to address fraud and customer service inquiries while following credit policies.
Responsibilities
Perform various forms of credit-based analysis on existing and prospective merchants
Review merchants that trigger in the Fraud queue for out-of-pattern processing
Decision the release of funds held and customer service to merchants on all re-adjudication-related issues
Apply appropriate underwriting criteria to all merchant applications following established credit policy
Respond to Re-Adjudication inquiries from merchants, Fraud containment staff and other Moneris departments
Perform a credit risk assessment of an existing high-risk merchant
Analyze personal, business and financial information, ensuring all risks are mitigated
Work with internal staff and external sources for the purpose of Credit training, fraud detection, and monitoring activities
Help with customer calls for complex merchant set-ups
Provide back up and support to the other Analysts with respect to the SMB Credit process
Comply with corporate policies established by Moneris Corporation
Requirements
3+ years of experience in a related field
Bachelor's Degree or equivalent in Business, Accounting, or Finance
Must be fluent in French and English
Experience reviewing personal credit bureaus, commercial credit bureaus and financial statement analysis
Previous experience in the payment industry considered an asset
Proficient in Microsoft Windows/ MS Office Applications
Excellent verbal and written communication skills
Strong analytical skills with a demonstrated attention to detail
Strong business acumen
Benefits
Comprehensive Total Rewards Program, including performance-based bonuses
Flexible benefits starting from day one
Your choice of a health spending account (HSA) or personal spending account (PSA)
Retirement planning support, with profit-sharing programs including company match and a defined contribution pension plan
Growth & development opportunities, including unlimited access to Coursera, mentorship programs, and an internal gig marketplace
Holistic wellness support, with an Employee & Family Assistance Program, 24/7 virtual healthcare, and workplace wellness initiatives
Flexibility that works for you, including hybrid work arrangements, a Work from Abroad program, and paid time off programs
Recognition and rewards, with company-wide recognition programs, exclusive banking perks from RBC & BMO, and access to great employee discounts
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