Join Luminor Group as a Senior Portfolio Analyst in the Credit Risk Department. Involve in credit risk assessment and reporting while working in a hybrid setup in Riga, Latvia.
Responsibilities
Proactively participate in the identification and assessment of risks in the Credit Risk area
Contribute to development and deployment of the best practices for Credit Risk reporting and management on a portfolio level
Design, develop and automate insightful credit risk reports using Power PI and related data tools
Document reporting processes, data logic and report structures
Analyse data to identify increased risk exposures
Perform regular review of credit process effectiveness
Perform ad-hoc analysis and Credit Risk controls
Provide input for various reports
Requirements
Experience working within Risk, Finance or other related area with risk or financial data, including using business intelligence tools
Higher degree in Economics, Business Management, Risk Management, Finance or another related subject
Excellent data processing skills and experience with Excel and business intelligence tools, experience with SQL is advantageous
Good understanding of the Credit Risk framework
Strong in problem solving, superior analytical skills, accuracy and ability to make independent decisions with sound and objective arguments
Excellent communication and presentation skills with ability to visualize and report insights creatively in a variety of formats to various stakeholders at all levels of the organization
Time management, high commitment to achieve results and meet set goals
Readiness to contribute with a high level of energy and positive attitude
Fluent English is required in spoken and written communication due to working on the Pan-Baltic level
Benefits
Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
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