Hybrid Chief Technology Officer – CTO

Posted last week

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About the role

  • Define and execute the technology roadmap for our SME and consumer lending platforms
  • Lead and mentor a cross-functional team of 7+ developers
  • Architect and maintain scalable data pipelines and integrations
  • Oversee agile delivery cycles with clear outcomes and accountability
  • Ensure platform compliance with FCA, CCA, and data protection regulations
  • Manage third-party tech partnerships (e.g., Simform, NexGen)
  • Consolidate ownership of Lovey’s full technology ecosystem
  • Lead architectural design for data flow, resilience, and automation across lending systems
  • Oversee sprint governance, partner performance, and system uptime
  • Implement robust data and cyber risk frameworks aligned with FCA expectations
  • Represent technology and innovation strategy to investors and the Board

Requirements

  • CTO with a proven track record leading technology strategy and delivery in a regulated fintech, lender, or bank
  • Must have led teams under FCA or equivalent oversight
  • Knowledge of Consumer Credit Act, FCA frameworks, operational resilience, and data protection
  • A Leadership style that is accountable, delivery-driven, collaborative, bringing more than just an advisory capacity
  • Operated in disciplined sprint environments, delivering measurable milestones
  • Deep technical credibility, able to architect, query, and debug data
  • Strong knowledge of cloud infrastructure (GCP) and forensic data engineering
  • Strong communicator who can translate tech strategy into board-level insight

Benefits

  • Experience working towards a banking licence or launching consumer credit products
  • Familiarity with AI/ML, Open Banking, and embedded finance
  • SMF24 Certified
  • Join a high-growth company where you can lead from the front and build technology that genuinely makes credit better for people and businesses.
  • Apply now to shape the future of fintech

Job title

Chief Technology Officer – CTO

Job type

Experience level

Lead

Salary

Not specified

Degree requirement

No Education Requirement

Location requirements

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