Analyste en Approvisionnement au sein de MHIRJ, axé sur la performance des fournisseurs et la gestion des contrats. Développer des stratégies d'approvisionnement et maintenir des relations avec les fournisseurs.
About the role
- Atuação como Analista de Estratégia de Crédito III na Realize, desenvolvendo políticas de crédito. Gestão de riscos e análise de dados para eficiência financeira na empresa.
Responsibilities
- Bachelor's degree completed in Business Administration, Economics, Engineering, Statistics, Mathematics, Actuarial Science, or related fields.
- Knowledge of credit risk management and financial products.
- Deep understanding of financial indicators, risk metrics, profitability, and portfolio sustainability.
- Experience in defining credit policies and strategies.
- Minimum of 4 years' experience in areas related to credit strategy, risk, analytics, financial planning, or related fields.
- Experience in corporate environments, preferably in financial institutions or companies with structured credit operations.
- Ability to communicate clearly with internal and external stakeholders, demonstrating negotiation and conflict-resolution skills.
- Advanced proficiency in data analysis applied to credit management and statistical techniques.
- Proficiency in Excel and at least one programming language (SQL, Python, R, etc.).
- Familiarity with macroeconomic scenarios and financial sector regulations.
Requirements
- Perform complex tasks autonomously, ensuring technical robustness and alignment with strategic guidelines.
- Monitor day-to-day operations and critical indicators, ensuring compliance and efficiency.
- Participate in the implementation of predictive models (e.g., scoring, behavioral, profitability), seeking optimal applicability for credit strategies.
- Formulate, review, and improve credit policies and operational guidelines, balancing risk and return and ensuring portfolio sustainability.
- Conduct complex performance analyses and market scenario assessments, anticipating risks and proposing mitigation or optimization actions.
- Lead strategic, cross-functional projects, disseminating analytical best practices and serving as a technical reference.
- Represent the department technically in internal forums, positioning strategies and presenting evidence-based recommendations.
- Support critical decisions through technical analyses and strategic recommendations.
- Work collaboratively with business, risk, collections, technology, and finance teams to ensure institutional alignment.
- Monitor market trends and regulatory changes, incorporating innovations into credit strategies.
- Ensure efficient execution of the department's recurring activities.
Benefits
- Bachelor's degree completed in Business Administration, Economics, Engineering, Statistics, Mathematics, Actuarial Science, or related fields.
- Knowledge of credit risk management and financial products.
- Deep understanding of financial indicators, risk metrics, profitability, and portfolio sustainability.
- Experience in defining credit policies and strategies.
- Minimum of 4 years' experience in areas related to credit strategy, risk, analytics, financial planning, or related fields.
- Experience in corporate environments, preferably in financial institutions or companies with structured credit operations.
- Ability to communicate clearly with internal and external stakeholders, demonstrating negotiation and conflict-resolution skills.
- Advanced proficiency in data analysis applied to credit management and statistical techniques.
- Proficiency in Excel and at least one programming language (SQL, Python, R, etc.).
- Familiarity with macroeconomic scenarios and financial sector regulations.
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Tech skills
Location requirements
Analyst for LATAM Consumer & Retail team at Fitch Ratings, providing high - quality analysis and support for existing ratings. Collaborate with team members on quantitative and qualitative financial assessments.
Senior AS400 Analyst responsible for stability and performance of critical legacy systems. Involves technical reference, incident resolution, and application quality assurance.
Senior Analyst specializing in Ingenium system for the Brazilian insurance sector. Involves support, functional improvements, and ensuring solution reliability in critical environments.
Analista de PMO supporting project management at EVT for challenging projects. Seeking professional with experience in project governance, deadlines, and visibility of information.
Quality Analyst overseeing Management Systems compliance, CAPA reports, and internal audits at Univar Solutions. Ensuring quality in manufacturing and engaging with staff training.
Project Controls Analyst managing cost and schedule for Electric Operations projects at PG&E. Collaborating with project managers to ensure accurate budget forecasting and reporting.
Project Controls Analyst supporting major electric operations projects at PG&E with focus on cost and schedule management. Collaborating with Project Managers to ensure project objectives are achievable.
Claims Analyst managing and defining claims per company strategy. Ensuring optimal client service and quality standards while working in the insurance industry.
MI Analyst role in Zurich's Engineering function. Responsible for accurate MI reporting and contributing to process improvements.