Continuous Product Manager for Lloyds Banking Group's Residential Mortgage Portfolio, enhancing customer outcomes and addressing risks through collaboration and data analysis.
Responsibilities
Collaborate with teams across Homes to surface issues, share learnings, and ensure that any risks of harm are addressed effectively and sustainably.
Play a key role in helping the company understand and improve customer outcomes through data utilization.
Contribute to the transformation of the Group by investing in technologies, workplaces, and colleagues.
Requirements
Strong financial services experience (a mortgage background is desirable but not essential)
A customer-focused approach with a deep understanding of what drives good customer outcomes as well as how to measure and improve them.
Knowledge of mortgage products and how customers interact with them, including the regulatory frameworks we operate within (e.g. Consumer Duty).
A proactive and resourceful approach to solving problems, with the ability to prioritize tasks effectively under pressure.
Critical thinking, creative problem-solving and adaptability in changing situations.
A curious mindset and the confidence to challenge the status quo, with a willingness to try new approaches, learn from what doesn’t work and continuously improve.
Experience in the following areas would also be beneficial: Mortgage market expertise, including awareness of regulatory developments, horizon risk scanning, and proposition launches both internally and across competitors.
Experience in data-driven decision making, demonstrating competence in using and manipulating large data sets and feedback (e.g. from Complaints data or NPS) to identify potential customer harms.
Effective collaboration with colleagues and stakeholders to deliver great customer outcomes, with a proven history of process improvement and leading transformation.
Track record of delivering analysis of customer behaviours that could identify emerging trends, including identifying potential vulnerabilities.
Understanding of Consumer Duty and responsibilities in ensuring customers consistently receive fair value throughout the product lifecycle.
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