Hybrid Product Owner

at LDMS

• Job title: Product Owner
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: £65,000 per year
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Cardiff, United Kingdom

About the role

• Product Owner responsible for ownership and strategic direction of a financial management product. Collaborate with engineering teams and stakeholders to deliver high-quality software solutions.

Responsibilities

• Own and evolve a product (or product area) used by multiple clients, countries, and tenants, ensuring a clear vision and roadmap aligned to business and client needs.
• Balance global product consistency with local market and regulatory requirements.
• Act as the primary point of accountability for product outcomes and value delivery.
• Own, maintain, and prioritise the product backlog, ensuring it is transparent, well-refined, and aligned with strategic objectives.
• Make adaptive & informed decisions to support changing business needs & priorities.
• Work closely with engineering teams to plan and deliver work through regular sprint cycles.
• Utilise effective tooling, time management and organisational skills to implement an Agile based delivery approach.
• Gather, analyse, and document business, functional, and non-functional requirements from internal and external stakeholders.
• Translate requirements into clear user stories with well-defined acceptance criteria.
• Define and continuously improve end-to-end customer and user journeys across the platform.
• Support development teams throughout delivery, including sprint planning, refinement, reviews, and release activities.
• Collaborate with internal teams (Engineering, QA, Professional Services, Project management, Service Delivery) to deliver high-quality solutions.
• Engage with group clients to understand their needs, challenges, and feedback, and incorporate these into the product roadmap.
• Clearly communicate priorities, progress, and decisions to stakeholders at all levels.
• Identify opportunities to leverage AI and automation to enhance product processing, decision-making, efficiency, or user experience.
• Stay informed on emerging trends in AI and financial services technology.

Requirements

• Proven experience as a Product Owner (or similar role) in a software development or financial services environment.
• Strong experience owning and managing product backlogs in an Agile / Scrum environment.
• Demonstrated ability to write clear, actionable user stories and acceptance criteria.
• Experience working with complex products that support multiple clients, configurations, or markets.
• Strong understanding of end-to-end customer journeys and user-centred design principles.
• Excellent stakeholder management and communication skills.
• Ability to prioritise effectively in a fast-paced, evolving environment.
• Strong analytical and problem-solving skills, with attention to detail.
• Experience using agile tools (JIRA, Confluence, Slack or similar).
• Desirable:
• Experience within financial services, fintech, finance origination/onboarding, or regulated software environments.
• Exposure to multi-country or multi-regulatory product delivery.
• Experience working with SaaS, multi-tenant platforms, or configurable products.
• Interest or hands-on experience in applying AI or machine learning within software products.
• Familiarity with data-driven product development and performance metrics.

Benefits

• Discretionary Bonus (Up-to 20%)
• 25 days annual leave (plus bank holidays)
• 1 day Birthday leave
• 1 day Charity leave
• Private Health Insurance
• EAP
• Pension (3% / 5% contribution)
• Salary sacrifice - (Bike & Electric Vehicle Scheme)
• Monthly socials
• Charity Events