Commercial Credit Analyst assessing creditworthiness of corporate clients for BAC, a financial institution focusing on sustainable banking practices. Analyzing financial data and ensuring compliance with credit regulations.
About the role
- Support Affordable Housing Mortgage Bankers in loan processing and client relations. Collaborate with underwriting and assist in financial modeling for new financing opportunities.
Responsibilities
- Support Affordable Housing Mortgage Bankers in securing and processing all potential loans (both agency and non-agency execution).
- Work in collaboration with Mortgage Bankers to assist in deepening relationships with current and prospective new clients to establish rapport with Principals and their staff.
- Coordinate with internal Underwriters and Closers to identify and work through issues that may arise during the due diligence, underwriting, and closing processes.
- The Sr. Analyst will provide detailed quantitative and qualitative support to the Affordable Housing Mortgage Bankers.
- The position will support the Affordable Housing Mortgage Bankers in all inspections of loan origination, (agency, FHA, and private placement executions).
- The Sr. Analyst will be primarily responsible for modeling, evaluating and underwriting new financing opportunities, by providing financial modeling, and delivering high quality property and market analysis to debt investors.
- Partner with Affordable Housing Mortgage Bankers to pitch various execution options.
- Act as a product specialist across an array of affordable housing products including Fannie Mae, Freddie Mac and Private Placement investors.
- Work with support staff, transaction manager, underwriting and credit in the preparation of preliminary and final loan submissions.
- The Sr. Analyst will be responsible for ordering 3rd party reports, completing compliance requirements, etc.
- He/She will work directly with the mortgage bankers to assist in securing debt financing for multifamily affordable housing projects and be overseen by the Transaction Manager.
- The Sr. Analyst will provide industry, market, business, and quantitative analysis support. This will include performing ad-hoc strategic and financial reporting.
- The Sr. Analyst is expected to have a continuous improvement mindset and would be empowered to recommend efficiencies for change.
- The Sr. Analyst will work on special projects assigned from time to time.
- The position may include doing site inspections when necessary.
- The Sr. Analyst will work onsite five days per week.
Requirements
- Bachelor’s degree required in finance, accounting, business administration, economics, or Real Estate.
- 3+ years of experience in finance, accounting, real estate, investment banking or consulting including Real Estate Finance.
- Demonstrated high proficiency in Excel, Word and PowerPoint, experience with complex spreadsheets.
- Strong quantitative and analytical skills and the ability to interpret financial data from multiple computer systems.
- Solid understanding and experience in the affordable housing industry.
- Ability to synthesize and analyze large amounts of data and communicate relevant findings.
- Demonstrated analytical approach to problem solving with a high attention to detail.
- The ability to work in a fast-paced environment with a sense of urgency to meet deadlines.
- Proactive and goal-oriented, with the ability to work independently.
- Strong organizational skills – ability to manage multiple tasks simultaneously.
- Consultative, service-oriented mindset.
- Outstanding oral communication, written, and presentation skills.
- Substantial organizational skills to recall transactions and their particular nuances quickly and efficiently.
Benefits
- eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Job title
Job type
Experience level
Salary
Degree requirement
Location requirements
Commercial Credit Analyst I analyzing creditworthiness of clients from a financial perspective for BAC Credomatic. Responsible for credit portfolio quality through rigorous financial analyses and credit recommendations.
Portfolio Analyst role at Hiscox managing project portfolio management solutions and vendor management. Ensuring data accuracy, supporting procurement processes, and tracking performance in a hybrid work environment.
Senior Competitor Analyst at Barclays developing insights on competitive landscape and customer strategies. Leading research programs to strengthen Barclays' competitive advantage.
Tool Integration Analyst for Boeing improving manufacturing processes and collaborating on tooling projects. Requires experience in manufacturing operations and cross - functional teamwork in a fast - paced environment.
Senior Client Rate Analyst managing fee arrangements and compliance within the firm. Collaborating with multiple teams to drive revenue optimization and support firm - wide initiatives.
Senior Credit Analyst supporting financial strategy and risk management at Uline. Managing customer credit evaluations and assessments based in Pleasant Prairie, WI.
Senior Corporate Actions Analyst overseeing a team responsible for corporate action data research and securities processing at Fidelity. Collaborating with business partners and ensuring data accuracy and timeliness in delivery.
Senior Analyst in Commercial Credit team managing underwriting and credit risk. Responsible for analyzing financial information and collaborating with relationship managers.
Senior Settlements Analyst specializing in Managed Services at Gentrack, leveraging service industry experience to enhance customer success and operational excellence.