Business Analyst translating customer needs into technical solutions at Xedule. Organizing stakeholder sessions and developing user stories for the education sector.
About the role
- Senior Credit Analyst at Junto Seguros handling complex credit analysis and financial reporting. Contributing to technical and team development through mentorship and expertise sharing.
Responsibilities
- Conduct credit analyses of Middle Market to Corporate+ companies, considering financial and corporate structure and sector-specific risks;
- Prepare technical credit opinions and defend recommendations before the Credit Committee with a well-supported rationale;
- Monitor borrowers with higher exposure or risk, proposing preventive actions and mitigation strategies;
- Review analyses produced by junior and mid-level analysts, within the decision-making authority of the role;
- Participate in meetings with clients and the commercial team to deepen understanding of risk;
- Track news, market indicators and developments that may impact the portfolio, suggesting adjustments when necessary;
- Contribute to the team's technical and behavioral development through mentoring and sharing best practices;
- Assess the impact of accounting standards on credit analysis;
- Propose improvements to processes, tools, policies and analytical models to increase efficiency and accuracy.
Requirements
- Bachelor's degree in Business Administration, Accounting, Economics or related fields;
- Strong experience in balance sheet analysis and interpretation of financial statements;
- Experience in credit analysis, especially focused on corporate clients (legal entities), working with varying profiles and levels of complexity;
- Intermediate English, with good reading and document interpretation skills;
- Proficiency in Microsoft Office, especially Excel, for data manipulation and analysis.
Benefits
- Meal and food allowance (flexible card);
- Christmas special – double meal allowance in December;
- Extended maternity leave;
- Extended paternity leave;
- Transportation voucher;
- Birthday day off;
- SulAmérica health plan;
- Dental plan;
- Wellhub (Gympass);
- Conexa Saúde (therapy, nutritionist and medical consultations);
- Private pension plan;
- Profit-sharing (PLR);
- Childcare or nanny assistance;
- Life insurance;
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Location requirements
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