Senior Business Analyst leading data-driven credit policy development and optimizing customer credit management at Jeeves, a financial operating system.
Responsibilities
Lead the development of best in class data-driven credit policies and business strategies.
Minimize credit loss by developing and implementing appropriate processes and procedures to identify and mitigate high risk customers.
Design and implement data-driven strategies for customer management.
Work closely with sales and business development teams to support business growth strategies.
Contribute to the development of a data and analytics framework to improve processing, underwriting, tracking, risk management, and reporting procedures.
Design and execute data driven analyses and tracking procedures to enhance insights on credit risk.
Define key performance indicators (KPIs) for credit portfolios; build dashboards to monitor portfolio health and strategy performance.
Provide guidance and mentorship to junior analysts on the team.
Requirements
4+ years in analytics within credit risk management.
Fluent in English.
Excellent written and verbal communication skills.
Intellectual curiosity.
Experience in commercial credit risk, specifically within credit cards, payments, lending, or related industries.
Proven ability to translate complex data and model results into actionable business strategies.
Experience utilizing alternative data sources.
Advanced proficiency in SQL and Excel.
Experience using Python or R for data analysis and statistical modeling (regression, clustering, etc.).
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